$327,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $327k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 327,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $327,000 house.
2% interest
0% down$1,208.66/mo
5% down$1,148.22/mo
10% down$1,087.79/mo
15% down$1,027.36/mo
20% down$966.92/mo
25% down$906.49/mo
30% down$846.06/mo
35% down$785.63/mo
40% down$725.19/mo
45% down$664.76/mo
50% down$604.33/mo
4% interest
0% down$1,561.15/mo
5% down$1,483.09/mo
10% down$1,405.03/mo
15% down$1,326.98/mo
20% down$1,248.92/mo
25% down$1,170.86/mo
30% down$1,092.80/mo
35% down$1,014.75/mo
40% down$936.69/mo
45% down$858.63/mo
50% down$780.57/mo
6% interest
0% down$1,960.53/mo
5% down$1,862.50/mo
10% down$1,764.48/mo
15% down$1,666.45/mo
20% down$1,568.42/mo
25% down$1,470.40/mo
30% down$1,372.37/mo
35% down$1,274.34/mo
40% down$1,176.32/mo
45% down$1,078.29/mo
50% down$980.27/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 327,000 house with a 20% down payment?
($261,600 loan. 30 year mortgage)
0.25%$754.33
0.50%$782.68
0.75%$811.71
1.00%$841.41
1.25%$871.79
1.50%$902.83
1.75%$934.55
2.00%$966.92
2.25%$999.96
2.50%$1,033.64
2.75%$1,067.96
3.00%$1,102.92
3.25%$1,138.50
3.50%$1,174.70
3.75%$1,211.51
4.00%$1,248.92
4.25%$1,286.91
4.50%$1,325.49
4.75%$1,364.63
5.00%$1,404.33
5.25%$1,444.56
5.50%$1,485.34
5.75%$1,526.63
6.00%$1,568.42
6.25%$1,610.72
6.50%$1,653.49
6.75%$1,696.73
7.00%$1,740.43
7.25%$1,784.57
7.50%$1,829.15
7.75%$1,874.13
8.00%$1,919.53
8.25%$1,965.31
8.50%$2,011.48
8.75%$2,058.01
9.00%$2,104.89
9.25%$2,152.12
9.50%$2,199.67
9.75%$2,247.55
10.00%$2,295.73
10.25%$2,344.20
10.50%$2,392.96
10.75%$2,441.99
11.00%$2,491.28
11.25%$2,540.82
11.50%$2,590.60
11.75%$2,640.62
12.00%$2,690.85