$325,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $325k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 325,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $325,000 house.
2% interest
0% down$1,201.26/mo
5% down$1,141.20/mo
10% down$1,081.14/mo
15% down$1,021.07/mo
20% down$961.01/mo
25% down$900.95/mo
30% down$840.88/mo
35% down$780.82/mo
40% down$720.76/mo
45% down$660.69/mo
50% down$600.63/mo
4% interest
0% down$1,551.60/mo
5% down$1,474.02/mo
10% down$1,396.44/mo
15% down$1,318.86/mo
20% down$1,241.28/mo
25% down$1,163.70/mo
30% down$1,086.12/mo
35% down$1,008.54/mo
40% down$930.96/mo
45% down$853.38/mo
50% down$775.80/mo
6% interest
0% down$1,948.54/mo
5% down$1,851.11/mo
10% down$1,753.69/mo
15% down$1,656.26/mo
20% down$1,558.83/mo
25% down$1,461.40/mo
30% down$1,363.98/mo
35% down$1,266.55/mo
40% down$1,169.12/mo
45% down$1,071.70/mo
50% down$974.27/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 325,000 house with a 20% down payment?
($260,000 loan. 30 year mortgage)
0.25%$749.72
0.50%$777.89
0.75%$806.74
1.00%$836.26
1.25%$866.45
1.50%$897.31
1.75%$928.83
2.00%$961.01
2.25%$993.84
2.50%$1,027.31
2.75%$1,061.43
3.00%$1,096.17
3.25%$1,131.54
3.50%$1,167.52
3.75%$1,204.10
4.00%$1,241.28
4.25%$1,279.04
4.50%$1,317.38
4.75%$1,356.28
5.00%$1,395.74
5.25%$1,435.73
5.50%$1,476.25
5.75%$1,517.29
6.00%$1,558.83
6.25%$1,600.86
6.50%$1,643.38
6.75%$1,686.36
7.00%$1,729.79
7.25%$1,773.66
7.50%$1,817.96
7.75%$1,862.67
8.00%$1,907.79
8.25%$1,953.29
8.50%$1,999.18
8.75%$2,045.42
9.00%$2,092.02
9.25%$2,138.96
9.50%$2,186.22
9.75%$2,233.80
10.00%$2,281.69
10.25%$2,329.86
10.50%$2,378.32
10.75%$2,427.05
11.00%$2,476.04
11.25%$2,525.28
11.50%$2,574.76
11.75%$2,624.47
12.00%$2,674.39