$324,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $324k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 324,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $324,000 house.
2% interest
0% down$1,197.57/mo
5% down$1,137.69/mo
10% down$1,077.81/mo
15% down$1,017.93/mo
20% down$958.05/mo
25% down$898.18/mo
30% down$838.30/mo
35% down$778.42/mo
40% down$718.54/mo
45% down$658.66/mo
50% down$598.78/mo
4% interest
0% down$1,546.83/mo
5% down$1,469.48/mo
10% down$1,392.14/mo
15% down$1,314.80/mo
20% down$1,237.46/mo
25% down$1,160.12/mo
30% down$1,082.78/mo
35% down$1,005.44/mo
40% down$928.10/mo
45% down$850.75/mo
50% down$773.41/mo
6% interest
0% down$1,942.54/mo
5% down$1,845.42/mo
10% down$1,748.29/mo
15% down$1,651.16/mo
20% down$1,554.03/mo
25% down$1,456.91/mo
30% down$1,359.78/mo
35% down$1,262.65/mo
40% down$1,165.53/mo
45% down$1,068.40/mo
50% down$971.27/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 324,000 house with a 20% down payment?
($259,200 loan. 30 year mortgage)
0.25%$747.41
0.50%$775.50
0.75%$804.26
1.00%$833.69
1.25%$863.79
1.50%$894.55
1.75%$925.98
2.00%$958.05
2.25%$990.78
2.50%$1,024.15
2.75%$1,058.16
3.00%$1,092.80
3.25%$1,128.05
3.50%$1,163.92
3.75%$1,200.40
4.00%$1,237.46
4.25%$1,275.11
4.50%$1,313.33
4.75%$1,352.11
5.00%$1,391.44
5.25%$1,431.31
5.50%$1,471.71
5.75%$1,512.62
6.00%$1,554.03
6.25%$1,595.94
6.50%$1,638.32
6.75%$1,681.17
7.00%$1,724.46
7.25%$1,768.20
7.50%$1,812.36
7.75%$1,856.94
8.00%$1,901.92
8.25%$1,947.28
8.50%$1,993.02
8.75%$2,039.13
9.00%$2,085.58
9.25%$2,132.37
9.50%$2,179.49
9.75%$2,226.93
10.00%$2,274.67
10.25%$2,322.69
10.50%$2,371.00
10.75%$2,419.58
11.00%$2,468.42
11.25%$2,517.51
11.50%$2,566.84
11.75%$2,616.39
12.00%$2,666.16