$323,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $323k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 323,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $323,000 house.
2% interest
0% down$1,193.87/mo
5% down$1,134.18/mo
10% down$1,074.48/mo
15% down$1,014.79/mo
20% down$955.10/mo
25% down$895.40/mo
30% down$835.71/mo
35% down$776.02/mo
40% down$716.32/mo
45% down$656.63/mo
50% down$596.94/mo
4% interest
0% down$1,542.05/mo
5% down$1,464.95/mo
10% down$1,387.85/mo
15% down$1,310.74/mo
20% down$1,233.64/mo
25% down$1,156.54/mo
30% down$1,079.44/mo
35% down$1,002.33/mo
40% down$925.23/mo
45% down$848.13/mo
50% down$771.03/mo
6% interest
0% down$1,936.55/mo
5% down$1,839.72/mo
10% down$1,742.89/mo
15% down$1,646.07/mo
20% down$1,549.24/mo
25% down$1,452.41/mo
30% down$1,355.58/mo
35% down$1,258.76/mo
40% down$1,161.93/mo
45% down$1,065.10/mo
50% down$968.27/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 323,000 house with a 20% down payment?
($258,400 loan. 30 year mortgage)
0.25%$745.11
0.50%$773.11
0.75%$801.78
1.00%$831.12
1.25%$861.12
1.50%$891.79
1.75%$923.12
2.00%$955.10
2.25%$987.72
2.50%$1,020.99
2.75%$1,054.90
3.00%$1,089.42
3.25%$1,124.57
3.50%$1,160.33
3.75%$1,196.69
4.00%$1,233.64
4.25%$1,271.17
4.50%$1,309.27
4.75%$1,347.94
5.00%$1,387.15
5.25%$1,426.89
5.50%$1,467.17
5.75%$1,507.95
6.00%$1,549.24
6.25%$1,591.01
6.50%$1,633.26
6.75%$1,675.98
7.00%$1,719.14
7.25%$1,762.74
7.50%$1,806.77
7.75%$1,851.21
8.00%$1,896.05
8.25%$1,941.27
8.50%$1,986.87
8.75%$2,032.83
9.00%$2,079.14
9.25%$2,125.79
9.50%$2,172.77
9.75%$2,220.06
10.00%$2,267.64
10.25%$2,315.53
10.50%$2,363.69
10.75%$2,412.12
11.00%$2,460.80
11.25%$2,509.74
11.50%$2,558.91
11.75%$2,608.31
12.00%$2,657.93