$321,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $321k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 321,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $321,000 house.
2% interest
0% down$1,186.48/mo
5% down$1,127.15/mo
10% down$1,067.83/mo
15% down$1,008.51/mo
20% down$949.18/mo
25% down$889.86/mo
30% down$830.53/mo
35% down$771.21/mo
40% down$711.89/mo
45% down$652.56/mo
50% down$593.24/mo
4% interest
0% down$1,532.50/mo
5% down$1,455.88/mo
10% down$1,379.25/mo
15% down$1,302.63/mo
20% down$1,226.00/mo
25% down$1,149.38/mo
30% down$1,072.75/mo
35% down$996.13/mo
40% down$919.50/mo
45% down$842.88/mo
50% down$766.25/mo
6% interest
0% down$1,924.56/mo
5% down$1,828.33/mo
10% down$1,732.10/mo
15% down$1,635.87/mo
20% down$1,539.65/mo
25% down$1,443.42/mo
30% down$1,347.19/mo
35% down$1,250.96/mo
40% down$1,154.73/mo
45% down$1,058.51/mo
50% down$962.28/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 321,000 house with a 20% down payment?
($256,800 loan. 30 year mortgage)
0.25%$740.49
0.50%$768.32
0.75%$796.81
1.00%$825.97
1.25%$855.79
1.50%$886.27
1.75%$917.40
2.00%$949.18
2.25%$981.61
2.50%$1,014.67
2.75%$1,048.36
3.00%$1,082.68
3.25%$1,117.61
3.50%$1,153.15
3.75%$1,189.28
4.00%$1,226.00
4.25%$1,263.30
4.50%$1,301.17
4.75%$1,339.59
5.00%$1,378.56
5.25%$1,418.06
5.50%$1,458.08
5.75%$1,498.62
6.00%$1,539.65
6.25%$1,581.16
6.50%$1,623.15
6.75%$1,665.60
7.00%$1,708.50
7.25%$1,751.83
7.50%$1,795.58
7.75%$1,839.75
8.00%$1,884.31
8.25%$1,929.25
8.50%$1,974.57
8.75%$2,020.25
9.00%$2,066.27
9.25%$2,112.63
9.50%$2,159.31
9.75%$2,206.31
10.00%$2,253.60
10.25%$2,301.19
10.50%$2,349.05
10.75%$2,397.18
11.00%$2,445.57
11.25%$2,494.20
11.50%$2,543.07
11.75%$2,592.16
12.00%$2,641.48