$317,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $317k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 317,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $317,000 house.
2% interest
0% down$1,171.69/mo
5% down$1,113.11/mo
10% down$1,054.52/mo
15% down$995.94/mo
20% down$937.35/mo
25% down$878.77/mo
30% down$820.19/mo
35% down$761.60/mo
40% down$703.02/mo
45% down$644.43/mo
50% down$585.85/mo
4% interest
0% down$1,513.41/mo
5% down$1,437.74/mo
10% down$1,362.07/mo
15% down$1,286.40/mo
20% down$1,210.73/mo
25% down$1,135.05/mo
30% down$1,059.38/mo
35% down$983.71/mo
40% down$908.04/mo
45% down$832.37/mo
50% down$756.70/mo
6% interest
0% down$1,900.58/mo
5% down$1,805.55/mo
10% down$1,710.52/mo
15% down$1,615.49/mo
20% down$1,520.46/mo
25% down$1,425.43/mo
30% down$1,330.40/mo
35% down$1,235.37/mo
40% down$1,140.35/mo
45% down$1,045.32/mo
50% down$950.29/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 317,000 house with a 20% down payment?
($253,600 loan. 30 year mortgage)
0.25%$731.26
0.50%$758.74
0.75%$786.88
1.00%$815.68
1.25%$845.13
1.50%$875.22
1.75%$905.97
2.00%$937.35
2.25%$969.38
2.50%$1,002.03
2.75%$1,035.30
3.00%$1,069.19
3.25%$1,103.68
3.50%$1,138.78
3.75%$1,174.46
4.00%$1,210.73
4.25%$1,247.56
4.50%$1,284.95
4.75%$1,322.90
5.00%$1,361.38
5.25%$1,400.39
5.50%$1,439.91
5.75%$1,479.94
6.00%$1,520.46
6.25%$1,561.46
6.50%$1,602.92
6.75%$1,644.84
7.00%$1,687.21
7.25%$1,730.00
7.50%$1,773.21
7.75%$1,816.82
8.00%$1,860.83
8.25%$1,905.21
8.50%$1,949.96
8.75%$1,995.07
9.00%$2,040.52
9.25%$2,086.30
9.50%$2,132.41
9.75%$2,178.82
10.00%$2,225.52
10.25%$2,272.51
10.50%$2,319.78
10.75%$2,367.31
11.00%$2,415.09
11.25%$2,463.12
11.50%$2,511.38
11.75%$2,559.86
12.00%$2,608.56