$313,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $313k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 313,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $313,000 house.
2% interest
0% down$1,156.91/mo
5% down$1,099.06/mo
10% down$1,041.22/mo
15% down$983.37/mo
20% down$925.53/mo
25% down$867.68/mo
30% down$809.84/mo
35% down$751.99/mo
40% down$694.15/mo
45% down$636.30/mo
50% down$578.45/mo
4% interest
0% down$1,494.31/mo
5% down$1,419.59/mo
10% down$1,344.88/mo
15% down$1,270.16/mo
20% down$1,195.45/mo
25% down$1,120.73/mo
30% down$1,046.02/mo
35% down$971.30/mo
40% down$896.59/mo
45% down$821.87/mo
50% down$747.15/mo
6% interest
0% down$1,876.59/mo
5% down$1,782.76/mo
10% down$1,688.93/mo
15% down$1,595.10/mo
20% down$1,501.27/mo
25% down$1,407.44/mo
30% down$1,313.62/mo
35% down$1,219.79/mo
40% down$1,125.96/mo
45% down$1,032.13/mo
50% down$938.30/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 313,000 house with a 20% down payment?
($250,400 loan. 30 year mortgage)
0.25%$722.04
0.50%$749.17
0.75%$776.95
1.00%$805.39
1.25%$834.46
1.50%$864.18
1.75%$894.54
2.00%$925.53
2.25%$957.14
2.50%$989.38
2.75%$1,022.24
3.00%$1,055.70
3.25%$1,089.76
3.50%$1,124.41
3.75%$1,159.64
4.00%$1,195.45
4.25%$1,231.82
4.50%$1,268.74
4.75%$1,306.20
5.00%$1,344.20
5.25%$1,382.72
5.50%$1,421.74
5.75%$1,461.27
6.00%$1,501.27
6.25%$1,541.76
6.50%$1,582.70
6.75%$1,624.09
7.00%$1,665.92
7.25%$1,708.17
7.50%$1,750.83
7.75%$1,793.90
8.00%$1,837.35
8.25%$1,881.17
8.50%$1,925.36
8.75%$1,969.90
9.00%$2,014.78
9.25%$2,059.98
9.50%$2,105.50
9.75%$2,151.32
10.00%$2,197.44
10.25%$2,243.84
10.50%$2,290.51
10.75%$2,337.44
11.00%$2,384.62
11.25%$2,432.04
11.50%$2,479.69
11.75%$2,527.56
12.00%$2,575.65