$310,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $310k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 310,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $310,000 house.
2% interest
0% down$1,145.82/mo
5% down$1,088.53/mo
10% down$1,031.24/mo
15% down$973.95/mo
20% down$916.66/mo
25% down$859.37/mo
30% down$802.07/mo
35% down$744.78/mo
40% down$687.49/mo
45% down$630.20/mo
50% down$572.91/mo
4% interest
0% down$1,479.99/mo
5% down$1,405.99/mo
10% down$1,331.99/mo
15% down$1,257.99/mo
20% down$1,183.99/mo
25% down$1,109.99/mo
30% down$1,035.99/mo
35% down$961.99/mo
40% down$887.99/mo
45% down$813.99/mo
50% down$739.99/mo
6% interest
0% down$1,858.61/mo
5% down$1,765.68/mo
10% down$1,672.75/mo
15% down$1,579.82/mo
20% down$1,486.89/mo
25% down$1,393.95/mo
30% down$1,301.02/mo
35% down$1,208.09/mo
40% down$1,115.16/mo
45% down$1,022.23/mo
50% down$929.30/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 310,000 house with a 20% down payment?
($248,000 loan. 30 year mortgage)
0.25%$715.12
0.50%$741.99
0.75%$769.51
1.00%$797.67
1.25%$826.46
1.50%$855.90
1.75%$885.96
2.00%$916.66
2.25%$947.97
2.50%$979.90
2.75%$1,012.44
3.00%$1,045.58
3.25%$1,079.31
3.50%$1,113.63
3.75%$1,148.53
4.00%$1,183.99
4.25%$1,220.01
4.50%$1,256.58
4.75%$1,293.69
5.00%$1,331.32
5.25%$1,369.47
5.50%$1,408.12
5.75%$1,447.26
6.00%$1,486.89
6.25%$1,526.98
6.50%$1,567.53
6.75%$1,608.52
7.00%$1,649.95
7.25%$1,691.80
7.50%$1,734.05
7.75%$1,776.70
8.00%$1,819.74
8.25%$1,863.14
8.50%$1,906.91
8.75%$1,951.02
9.00%$1,995.46
9.25%$2,040.24
9.50%$2,085.32
9.75%$2,130.70
10.00%$2,176.38
10.25%$2,222.33
10.50%$2,268.55
10.75%$2,315.03
11.00%$2,361.76
11.25%$2,408.73
11.50%$2,455.92
11.75%$2,503.34
12.00%$2,550.96