$299,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $299k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 299,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $299,000 house.
2% interest
0% down$1,105.16/mo
5% down$1,049.90/mo
10% down$994.65/mo
15% down$939.39/mo
20% down$884.13/mo
25% down$828.87/mo
30% down$773.61/mo
35% down$718.36/mo
40% down$663.10/mo
45% down$607.84/mo
50% down$552.58/mo
4% interest
0% down$1,427.47/mo
5% down$1,356.10/mo
10% down$1,284.72/mo
15% down$1,213.35/mo
20% down$1,141.98/mo
25% down$1,070.60/mo
30% down$999.23/mo
35% down$927.86/mo
40% down$856.48/mo
45% down$785.11/mo
50% down$713.74/mo
6% interest
0% down$1,792.66/mo
5% down$1,703.02/mo
10% down$1,613.39/mo
15% down$1,523.76/mo
20% down$1,434.12/mo
25% down$1,344.49/mo
30% down$1,254.86/mo
35% down$1,165.23/mo
40% down$1,075.59/mo
45% down$985.96/mo
50% down$896.33/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 299,000 house with a 20% down payment?
($239,200 loan. 30 year mortgage)
0.25%$689.74
0.50%$715.66
0.75%$742.20
1.00%$769.36
1.25%$797.14
1.50%$825.53
1.75%$854.53
2.00%$884.13
2.25%$914.33
2.50%$945.13
2.75%$976.51
3.00%$1,008.48
3.25%$1,041.01
3.50%$1,074.11
3.75%$1,107.77
4.00%$1,141.98
4.25%$1,176.72
4.50%$1,211.99
4.75%$1,247.78
5.00%$1,284.08
5.25%$1,320.87
5.50%$1,358.15
5.75%$1,395.91
6.00%$1,434.12
6.25%$1,472.80
6.50%$1,511.91
6.75%$1,551.45
7.00%$1,591.40
7.25%$1,631.77
7.50%$1,672.52
7.75%$1,713.66
8.00%$1,755.16
8.25%$1,797.03
8.50%$1,839.24
8.75%$1,881.79
9.00%$1,924.66
9.25%$1,967.84
9.50%$2,011.32
9.75%$2,055.10
10.00%$2,099.15
10.25%$2,143.47
10.50%$2,188.06
10.75%$2,232.89
11.00%$2,277.96
11.25%$2,323.26
11.50%$2,368.78
11.75%$2,414.51
12.00%$2,460.44