$277,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $277k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 277,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $277,000 house.
2% interest
0% down$1,023.85/mo
5% down$972.65/mo
10% down$921.46/mo
15% down$870.27/mo
20% down$819.08/mo
25% down$767.88/mo
30% down$716.69/mo
35% down$665.50/mo
40% down$614.31/mo
45% down$563.12/mo
50% down$511.92/mo
4% interest
0% down$1,322.44/mo
5% down$1,256.32/mo
10% down$1,190.20/mo
15% down$1,124.07/mo
20% down$1,057.95/mo
25% down$991.83/mo
30% down$925.71/mo
35% down$859.59/mo
40% down$793.46/mo
45% down$727.34/mo
50% down$661.22/mo
6% interest
0% down$1,660.75/mo
5% down$1,577.72/mo
10% down$1,494.68/mo
15% down$1,411.64/mo
20% down$1,328.60/mo
25% down$1,245.57/mo
30% down$1,162.53/mo
35% down$1,079.49/mo
40% down$996.45/mo
45% down$913.42/mo
50% down$830.38/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 277,000 house with a 20% down payment?
($221,600 loan. 30 year mortgage)
0.25%$638.99
0.50%$663.00
0.75%$687.59
1.00%$712.75
1.25%$738.49
1.50%$764.79
1.75%$791.65
2.00%$819.08
2.25%$847.06
2.50%$875.59
2.75%$904.66
3.00%$934.27
3.25%$964.42
3.50%$995.08
3.75%$1,026.26
4.00%$1,057.95
4.25%$1,090.14
4.50%$1,122.81
4.75%$1,155.97
5.00%$1,189.60
5.25%$1,223.68
5.50%$1,258.22
5.75%$1,293.20
6.00%$1,328.60
6.25%$1,364.43
6.50%$1,400.66
6.75%$1,437.29
7.00%$1,474.31
7.25%$1,511.70
7.50%$1,549.46
7.75%$1,587.57
8.00%$1,626.02
8.25%$1,664.81
8.50%$1,703.91
8.75%$1,743.33
9.00%$1,783.04
9.25%$1,823.05
9.50%$1,863.33
9.75%$1,903.89
10.00%$1,944.70
10.25%$1,985.76
10.50%$2,027.06
10.75%$2,068.59
11.00%$2,110.35
11.25%$2,152.32
11.50%$2,194.49
11.75%$2,236.85
12.00%$2,279.41