$276,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $276k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 276,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $276,000 house.
2% interest
0% down$1,020.15/mo
5% down$969.14/mo
10% down$918.13/mo
15% down$867.13/mo
20% down$816.12/mo
25% down$765.11/mo
30% down$714.10/mo
35% down$663.10/mo
40% down$612.09/mo
45% down$561.08/mo
50% down$510.07/mo
4% interest
0% down$1,317.67/mo
5% down$1,251.78/mo
10% down$1,185.90/mo
15% down$1,120.02/mo
20% down$1,054.13/mo
25% down$988.25/mo
30% down$922.37/mo
35% down$856.48/mo
40% down$790.60/mo
45% down$724.72/mo
50% down$658.83/mo
6% interest
0% down$1,654.76/mo
5% down$1,572.02/mo
10% down$1,489.28/mo
15% down$1,406.55/mo
20% down$1,323.81/mo
25% down$1,241.07/mo
30% down$1,158.33/mo
35% down$1,075.59/mo
40% down$992.86/mo
45% down$910.12/mo
50% down$827.38/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 276,000 house with a 20% down payment?
($220,800 loan. 30 year mortgage)
0.25%$636.68
0.50%$660.61
0.75%$685.11
1.00%$710.18
1.25%$735.82
1.50%$762.03
1.75%$788.79
2.00%$816.12
2.25%$844.00
2.50%$872.43
2.75%$901.40
3.00%$930.90
3.25%$960.94
3.50%$991.49
3.75%$1,022.56
4.00%$1,054.13
4.25%$1,086.20
4.50%$1,118.76
4.75%$1,151.80
5.00%$1,185.30
5.25%$1,219.27
5.50%$1,253.68
5.75%$1,288.53
6.00%$1,323.81
6.25%$1,359.50
6.50%$1,395.61
6.75%$1,432.10
7.00%$1,468.99
7.25%$1,506.25
7.50%$1,543.87
7.75%$1,581.84
8.00%$1,620.15
8.25%$1,658.80
8.50%$1,697.76
8.75%$1,737.03
9.00%$1,776.61
9.25%$1,816.47
9.50%$1,856.61
9.75%$1,897.01
10.00%$1,937.68
10.25%$1,978.59
10.50%$2,019.74
10.75%$2,061.13
11.00%$2,102.73
11.25%$2,144.55
11.50%$2,186.56
11.75%$2,228.78
12.00%$2,271.18