$274,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $274k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 274,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $274,000 house.
2% interest
0% down$1,012.76/mo
5% down$962.12/mo
10% down$911.48/mo
15% down$860.84/mo
20% down$810.21/mo
25% down$759.57/mo
30% down$708.93/mo
35% down$658.29/mo
40% down$607.65/mo
45% down$557.02/mo
50% down$506.38/mo
4% interest
0% down$1,308.12/mo
5% down$1,242.71/mo
10% down$1,177.31/mo
15% down$1,111.90/mo
20% down$1,046.49/mo
25% down$981.09/mo
30% down$915.68/mo
35% down$850.28/mo
40% down$784.87/mo
45% down$719.46/mo
50% down$654.06/mo
6% interest
0% down$1,642.77/mo
5% down$1,560.63/mo
10% down$1,478.49/mo
15% down$1,396.35/mo
20% down$1,314.21/mo
25% down$1,232.08/mo
30% down$1,149.94/mo
35% down$1,067.80/mo
40% down$985.66/mo
45% down$903.52/mo
50% down$821.38/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 274,000 house with a 20% down payment?
($219,200 loan. 30 year mortgage)
0.25%$632.07
0.50%$655.82
0.75%$680.14
1.00%$705.03
1.25%$730.49
1.50%$756.50
1.75%$783.08
2.00%$810.21
2.25%$837.88
2.50%$866.11
2.75%$894.86
3.00%$924.16
3.25%$953.97
3.50%$984.31
3.75%$1,015.15
4.00%$1,046.49
4.25%$1,078.33
4.50%$1,110.65
4.75%$1,143.45
5.00%$1,176.71
5.25%$1,210.43
5.50%$1,244.59
5.75%$1,279.19
6.00%$1,314.21
6.25%$1,349.65
6.50%$1,385.49
6.75%$1,421.73
7.00%$1,458.34
7.25%$1,495.33
7.50%$1,532.68
7.75%$1,570.38
8.00%$1,608.41
8.25%$1,646.78
8.50%$1,685.46
8.75%$1,724.45
9.00%$1,763.73
9.25%$1,803.30
9.50%$1,843.15
9.75%$1,883.27
10.00%$1,923.64
10.25%$1,964.25
10.50%$2,005.11
10.75%$2,046.19
11.00%$2,087.49
11.25%$2,129.00
11.50%$2,170.72
11.75%$2,212.63
12.00%$2,254.72