$272,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $272k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 272,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $272,000 house.
2% interest
0% down$1,005.36/mo
5% down$955.10/mo
10% down$904.83/mo
15% down$854.56/mo
20% down$804.29/mo
25% down$754.02/mo
30% down$703.76/mo
35% down$653.49/mo
40% down$603.22/mo
45% down$552.95/mo
50% down$502.68/mo
4% interest
0% down$1,298.57/mo
5% down$1,233.64/mo
10% down$1,168.71/mo
15% down$1,103.78/mo
20% down$1,038.86/mo
25% down$973.93/mo
30% down$909.00/mo
35% down$844.07/mo
40% down$779.14/mo
45% down$714.21/mo
50% down$649.28/mo
6% interest
0% down$1,630.78/mo
5% down$1,549.24/mo
10% down$1,467.70/mo
15% down$1,386.16/mo
20% down$1,304.62/mo
25% down$1,223.08/mo
30% down$1,141.54/mo
35% down$1,060.01/mo
40% down$978.47/mo
45% down$896.93/mo
50% down$815.39/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 272,000 house with a 20% down payment?
($217,600 loan. 30 year mortgage)
0.25%$627.46
0.50%$651.04
0.75%$675.18
1.00%$699.89
1.25%$725.16
1.50%$750.98
1.75%$777.36
2.00%$804.29
2.25%$831.77
2.50%$859.78
2.75%$888.33
3.00%$917.41
3.25%$947.01
3.50%$977.12
3.75%$1,007.74
4.00%$1,038.86
4.25%$1,070.46
4.50%$1,102.55
4.75%$1,135.10
5.00%$1,168.12
5.25%$1,201.60
5.50%$1,235.51
5.75%$1,269.85
6.00%$1,304.62
6.25%$1,339.80
6.50%$1,375.38
6.75%$1,411.35
7.00%$1,447.70
7.25%$1,484.42
7.50%$1,521.49
7.75%$1,558.91
8.00%$1,596.67
8.25%$1,634.76
8.50%$1,673.16
8.75%$1,711.86
9.00%$1,750.86
9.25%$1,790.14
9.50%$1,829.70
9.75%$1,869.52
10.00%$1,909.60
10.25%$1,949.92
10.50%$1,990.47
10.75%$2,031.26
11.00%$2,072.26
11.25%$2,113.46
11.50%$2,154.87
11.75%$2,196.48
12.00%$2,238.26