$266,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $266k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 266,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $266,000 house.
2% interest
0% down$983.19/mo
5% down$934.03/mo
10% down$884.87/mo
15% down$835.71/mo
20% down$786.55/mo
25% down$737.39/mo
30% down$688.23/mo
35% down$639.07/mo
40% down$589.91/mo
45% down$540.75/mo
50% down$491.59/mo
4% interest
0% down$1,269.92/mo
5% down$1,206.43/mo
10% down$1,142.93/mo
15% down$1,079.44/mo
20% down$1,015.94/mo
25% down$952.44/mo
30% down$888.95/mo
35% down$825.45/mo
40% down$761.95/mo
45% down$698.46/mo
50% down$634.96/mo
6% interest
0% down$1,594.80/mo
5% down$1,515.06/mo
10% down$1,435.32/mo
15% down$1,355.58/mo
20% down$1,275.84/mo
25% down$1,196.10/mo
30% down$1,116.36/mo
35% down$1,036.62/mo
40% down$956.88/mo
45% down$877.14/mo
50% down$797.40/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 266,000 house with a 20% down payment?
($212,800 loan. 30 year mortgage)
0.25%$613.62
0.50%$636.68
0.75%$660.29
1.00%$684.45
1.25%$709.16
1.50%$734.42
1.75%$760.21
2.00%$786.55
2.25%$813.42
2.50%$840.82
2.75%$868.74
3.00%$897.17
3.25%$926.12
3.50%$955.57
3.75%$985.51
4.00%$1,015.94
4.25%$1,046.85
4.50%$1,078.23
4.75%$1,110.07
5.00%$1,142.36
5.25%$1,175.09
5.50%$1,208.25
5.75%$1,241.84
6.00%$1,275.84
6.25%$1,310.25
6.50%$1,345.04
6.75%$1,380.22
7.00%$1,415.76
7.25%$1,451.67
7.50%$1,487.93
7.75%$1,524.53
8.00%$1,561.45
8.25%$1,598.70
8.50%$1,636.25
8.75%$1,674.10
9.00%$1,712.24
9.25%$1,750.65
9.50%$1,789.34
9.75%$1,828.28
10.00%$1,867.47
10.25%$1,906.90
10.50%$1,946.57
10.75%$1,986.45
11.00%$2,026.54
11.25%$2,066.84
11.50%$2,107.34
11.75%$2,148.02
12.00%$2,188.89