$265,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $265k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 265,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $265,000 house.
2% interest
0% down$979.49/mo
5% down$930.52/mo
10% down$881.54/mo
15% down$832.57/mo
20% down$783.59/mo
25% down$734.62/mo
30% down$685.64/mo
35% down$636.67/mo
40% down$587.69/mo
45% down$538.72/mo
50% down$489.75/mo
4% interest
0% down$1,265.15/mo
5% down$1,201.89/mo
10% down$1,138.64/mo
15% down$1,075.38/mo
20% down$1,012.12/mo
25% down$948.86/mo
30% down$885.61/mo
35% down$822.35/mo
40% down$759.09/mo
45% down$695.83/mo
50% down$632.58/mo
6% interest
0% down$1,588.81/mo
5% down$1,509.37/mo
10% down$1,429.93/mo
15% down$1,350.49/mo
20% down$1,271.05/mo
25% down$1,191.61/mo
30% down$1,112.17/mo
35% down$1,032.73/mo
40% down$953.29/mo
45% down$873.84/mo
50% down$794.40/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 265,000 house with a 20% down payment?
($212,000 loan. 30 year mortgage)
0.25%$611.31
0.50%$634.28
0.75%$657.80
1.00%$681.88
1.25%$706.49
1.50%$731.65
1.75%$757.36
2.00%$783.59
2.25%$810.36
2.50%$837.66
2.75%$865.47
3.00%$893.80
3.25%$922.64
3.50%$951.97
3.75%$981.81
4.00%$1,012.12
4.25%$1,042.91
4.50%$1,074.17
4.75%$1,105.89
5.00%$1,138.06
5.25%$1,170.67
5.50%$1,203.71
5.75%$1,237.17
6.00%$1,271.05
6.25%$1,305.32
6.50%$1,339.98
6.75%$1,375.03
7.00%$1,410.44
7.25%$1,446.21
7.50%$1,482.33
7.75%$1,518.79
8.00%$1,555.58
8.25%$1,592.69
8.50%$1,630.10
8.75%$1,667.80
9.00%$1,705.80
9.25%$1,744.07
9.50%$1,782.61
9.75%$1,821.41
10.00%$1,860.45
10.25%$1,899.73
10.50%$1,939.25
10.75%$1,978.98
11.00%$2,018.93
11.25%$2,059.07
11.50%$2,099.42
11.75%$2,139.95
12.00%$2,180.66