$252,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $252k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 252,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $252,000 house.
2% interest
0% down$931.44/mo
5% down$884.87/mo
10% down$838.30/mo
15% down$791.72/mo
20% down$745.15/mo
25% down$698.58/mo
30% down$652.01/mo
35% down$605.44/mo
40% down$558.86/mo
45% down$512.29/mo
50% down$465.72/mo
4% interest
0% down$1,203.09/mo
5% down$1,142.93/mo
10% down$1,082.78/mo
15% down$1,022.62/mo
20% down$962.47/mo
25% down$902.31/mo
30% down$842.16/mo
35% down$782.01/mo
40% down$721.85/mo
45% down$661.70/mo
50% down$601.54/mo
6% interest
0% down$1,510.87/mo
5% down$1,435.32/mo
10% down$1,359.78/mo
15% down$1,284.24/mo
20% down$1,208.69/mo
25% down$1,133.15/mo
30% down$1,057.61/mo
35% down$982.06/mo
40% down$906.52/mo
45% down$830.98/mo
50% down$755.43/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 252,000 house with a 20% down payment?
($201,600 loan. 30 year mortgage)
0.25%$581.32
0.50%$603.17
0.75%$625.53
1.00%$648.43
1.25%$671.84
1.50%$695.76
1.75%$720.20
2.00%$745.15
2.25%$770.61
2.50%$796.56
2.75%$823.01
3.00%$849.95
3.25%$877.38
3.50%$905.27
3.75%$933.64
4.00%$962.47
4.25%$991.75
4.50%$1,021.48
4.75%$1,051.64
5.00%$1,082.23
5.25%$1,113.24
5.50%$1,144.66
5.75%$1,176.48
6.00%$1,208.69
6.25%$1,241.29
6.50%$1,274.25
6.75%$1,307.57
7.00%$1,341.25
7.25%$1,375.27
7.50%$1,409.62
7.75%$1,444.29
8.00%$1,479.27
8.25%$1,514.55
8.50%$1,550.13
8.75%$1,585.99
9.00%$1,622.12
9.25%$1,658.51
9.50%$1,695.16
9.75%$1,732.06
10.00%$1,769.18
10.25%$1,806.54
10.50%$1,844.11
10.75%$1,881.90
11.00%$1,919.88
11.25%$1,958.06
11.50%$1,996.43
11.75%$2,034.97
12.00%$2,073.68