$239,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $239k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 239,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $239,000 house.
2% interest
0% down$883.39/mo
5% down$839.22/mo
10% down$795.05/mo
15% down$750.88/mo
20% down$706.71/mo
25% down$662.54/mo
30% down$618.37/mo
35% down$574.20/mo
40% down$530.03/mo
45% down$485.86/mo
50% down$441.70/mo
4% interest
0% down$1,141.02/mo
5% down$1,083.97/mo
10% down$1,026.92/mo
15% down$969.87/mo
20% down$912.82/mo
25% down$855.77/mo
30% down$798.72/mo
35% down$741.66/mo
40% down$684.61/mo
45% down$627.56/mo
50% down$570.51/mo
6% interest
0% down$1,432.93/mo
5% down$1,361.28/mo
10% down$1,289.63/mo
15% down$1,217.99/mo
20% down$1,146.34/mo
25% down$1,074.69/mo
30% down$1,003.05/mo
35% down$931.40/mo
40% down$859.76/mo
45% down$788.11/mo
50% down$716.46/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 239,000 house with a 20% down payment?
($191,200 loan. 30 year mortgage)
0.25%$551.33
0.50%$572.05
0.75%$593.27
1.00%$614.97
1.25%$637.18
1.50%$659.87
1.75%$683.05
2.00%$706.71
2.25%$730.85
2.50%$755.47
2.75%$780.56
3.00%$806.11
3.25%$832.11
3.50%$858.57
3.75%$885.48
4.00%$912.82
4.25%$940.59
4.50%$968.78
4.75%$997.39
5.00%$1,026.40
5.25%$1,055.81
5.50%$1,085.61
5.75%$1,115.79
6.00%$1,146.34
6.25%$1,177.25
6.50%$1,208.51
6.75%$1,240.12
7.00%$1,272.06
7.25%$1,304.32
7.50%$1,336.90
7.75%$1,369.78
8.00%$1,402.96
8.25%$1,436.42
8.50%$1,470.16
8.75%$1,504.17
9.00%$1,538.44
9.25%$1,572.96
9.50%$1,607.71
9.75%$1,642.70
10.00%$1,677.92
10.25%$1,713.35
10.50%$1,748.98
10.75%$1,784.82
11.00%$1,820.84
11.25%$1,857.05
11.50%$1,893.44
11.75%$1,929.99
12.00%$1,966.71