$234,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $234k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 234,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $234,000 house.
2% interest
0% down$864.91/mo
5% down$821.66/mo
10% down$778.42/mo
15% down$735.17/mo
20% down$691.93/mo
25% down$648.68/mo
30% down$605.44/mo
35% down$562.19/mo
40% down$518.95/mo
45% down$475.70/mo
50% down$432.45/mo
4% interest
0% down$1,117.15/mo
5% down$1,061.29/mo
10% down$1,005.44/mo
15% down$949.58/mo
20% down$893.72/mo
25% down$837.86/mo
30% down$782.01/mo
35% down$726.15/mo
40% down$670.29/mo
45% down$614.43/mo
50% down$558.58/mo
6% interest
0% down$1,402.95/mo
5% down$1,332.80/mo
10% down$1,262.65/mo
15% down$1,192.51/mo
20% down$1,122.36/mo
25% down$1,052.21/mo
30% down$982.06/mo
35% down$911.92/mo
40% down$841.77/mo
45% down$771.62/mo
50% down$701.47/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 234,000 house with a 20% down payment?
($187,200 loan. 30 year mortgage)
0.25%$539.80
0.50%$560.08
0.75%$580.85
1.00%$602.11
1.25%$623.85
1.50%$646.07
1.75%$668.76
2.00%$691.93
2.25%$715.56
2.50%$739.67
2.75%$764.23
3.00%$789.24
3.25%$814.71
3.50%$840.61
3.75%$866.95
4.00%$893.72
4.25%$920.91
4.50%$948.51
4.75%$976.52
5.00%$1,004.93
5.25%$1,033.73
5.50%$1,062.90
5.75%$1,092.45
6.00%$1,122.36
6.25%$1,152.62
6.50%$1,183.23
6.75%$1,214.18
7.00%$1,245.45
7.25%$1,277.03
7.50%$1,308.93
7.75%$1,341.12
8.00%$1,373.61
8.25%$1,406.37
8.50%$1,439.41
8.75%$1,472.70
9.00%$1,506.25
9.25%$1,540.05
9.50%$1,574.08
9.75%$1,608.34
10.00%$1,642.81
10.25%$1,677.50
10.50%$1,712.39
10.75%$1,747.48
11.00%$1,782.75
11.25%$1,818.20
11.50%$1,853.83
11.75%$1,889.62
12.00%$1,925.56