$233,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $233k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 233,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $233,000 house.
2% interest
0% down$861.21/mo
5% down$818.15/mo
10% down$775.09/mo
15% down$732.03/mo
20% down$688.97/mo
25% down$645.91/mo
30% down$602.85/mo
35% down$559.79/mo
40% down$516.73/mo
45% down$473.67/mo
50% down$430.61/mo
4% interest
0% down$1,112.38/mo
5% down$1,056.76/mo
10% down$1,001.14/mo
15% down$945.52/mo
20% down$889.90/mo
25% down$834.28/mo
30% down$778.66/mo
35% down$723.05/mo
40% down$667.43/mo
45% down$611.81/mo
50% down$556.19/mo
6% interest
0% down$1,396.95/mo
5% down$1,327.11/mo
10% down$1,257.26/mo
15% down$1,187.41/mo
20% down$1,117.56/mo
25% down$1,047.71/mo
30% down$977.87/mo
35% down$908.02/mo
40% down$838.17/mo
45% down$768.32/mo
50% down$698.48/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 233,000 house with a 20% down payment?
($186,400 loan. 30 year mortgage)
0.25%$537.49
0.50%$557.69
0.75%$578.37
1.00%$599.54
1.25%$621.18
1.50%$643.30
1.75%$665.90
2.00%$688.97
2.25%$712.51
2.50%$736.51
2.75%$760.96
3.00%$785.87
3.25%$811.22
3.50%$837.02
3.75%$863.25
4.00%$889.90
4.25%$916.98
4.50%$944.46
4.75%$972.35
5.00%$1,000.64
5.25%$1,029.31
5.50%$1,058.36
5.75%$1,087.78
6.00%$1,117.56
6.25%$1,147.70
6.50%$1,178.17
6.75%$1,208.99
7.00%$1,240.12
7.25%$1,271.58
7.50%$1,303.34
7.75%$1,335.39
8.00%$1,367.74
8.25%$1,400.36
8.50%$1,433.25
8.75%$1,466.41
9.00%$1,499.82
9.25%$1,533.47
9.50%$1,567.35
9.75%$1,601.46
10.00%$1,635.79
10.25%$1,670.33
10.50%$1,705.07
10.75%$1,740.01
11.00%$1,775.13
11.25%$1,810.43
11.50%$1,845.90
11.75%$1,881.54
12.00%$1,917.33