$214,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $214k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 214,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $214,000 house.
2% interest
0% down$790.99/mo
5% down$751.44/mo
10% down$711.89/mo
15% down$672.34/mo
20% down$632.79/mo
25% down$593.24/mo
30% down$553.69/mo
35% down$514.14/mo
40% down$474.59/mo
45% down$435.04/mo
50% down$395.49/mo
4% interest
0% down$1,021.67/mo
5% down$970.59/mo
10% down$919.50/mo
15% down$868.42/mo
20% down$817.33/mo
25% down$766.25/mo
30% down$715.17/mo
35% down$664.08/mo
40% down$613.00/mo
45% down$561.92/mo
50% down$510.83/mo
6% interest
0% down$1,283.04/mo
5% down$1,218.89/mo
10% down$1,154.73/mo
15% down$1,090.58/mo
20% down$1,026.43/mo
25% down$962.28/mo
30% down$898.13/mo
35% down$833.97/mo
40% down$769.82/mo
45% down$705.67/mo
50% down$641.52/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 214,000 house with a 20% down payment?
($171,200 loan. 30 year mortgage)
0.25%$493.66
0.50%$512.21
0.75%$531.21
1.00%$550.65
1.25%$570.53
1.50%$590.85
1.75%$611.60
2.00%$632.79
2.25%$654.41
2.50%$676.45
2.75%$698.91
3.00%$721.79
3.25%$745.07
3.50%$768.76
3.75%$792.85
4.00%$817.33
4.25%$842.20
4.50%$867.45
4.75%$893.06
5.00%$919.04
5.25%$945.37
5.50%$972.05
5.75%$999.08
6.00%$1,026.43
6.25%$1,054.11
6.50%$1,082.10
6.75%$1,110.40
7.00%$1,139.00
7.25%$1,167.89
7.50%$1,197.06
7.75%$1,226.50
8.00%$1,256.20
8.25%$1,286.17
8.50%$1,316.38
8.75%$1,346.83
9.00%$1,377.51
9.25%$1,408.42
9.50%$1,439.54
9.75%$1,470.87
10.00%$1,502.40
10.25%$1,534.13
10.50%$1,566.03
10.75%$1,598.12
11.00%$1,630.38
11.25%$1,662.80
11.50%$1,695.38
11.75%$1,728.11
12.00%$1,760.98