$213,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $213k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 213,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $213,000 house.
2% interest
0% down$787.29/mo
5% down$747.93/mo
10% down$708.56/mo
15% down$669.20/mo
20% down$629.83/mo
25% down$590.47/mo
30% down$551.10/mo
35% down$511.74/mo
40% down$472.37/mo
45% down$433.01/mo
50% down$393.64/mo
4% interest
0% down$1,016.89/mo
5% down$966.05/mo
10% down$915.21/mo
15% down$864.36/mo
20% down$813.52/mo
25% down$762.67/mo
30% down$711.83/mo
35% down$660.98/mo
40% down$610.14/mo
45% down$559.29/mo
50% down$508.45/mo
6% interest
0% down$1,277.04/mo
5% down$1,213.19/mo
10% down$1,149.34/mo
15% down$1,085.49/mo
20% down$1,021.63/mo
25% down$957.78/mo
30% down$893.93/mo
35% down$830.08/mo
40% down$766.23/mo
45% down$702.37/mo
50% down$638.52/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 213,000 house with a 20% down payment?
($170,400 loan. 30 year mortgage)
0.25%$491.35
0.50%$509.82
0.75%$528.73
1.00%$548.07
1.25%$567.86
1.50%$588.08
1.75%$608.74
2.00%$629.83
2.25%$651.35
2.50%$673.29
2.75%$695.64
3.00%$718.41
3.25%$741.59
3.50%$765.17
3.75%$789.15
4.00%$813.52
4.25%$838.27
4.50%$863.39
4.75%$888.89
5.00%$914.74
5.25%$940.96
5.50%$967.51
5.75%$994.41
6.00%$1,021.63
6.25%$1,049.18
6.50%$1,077.04
6.75%$1,105.21
7.00%$1,133.68
7.25%$1,162.43
7.50%$1,191.46
7.75%$1,220.77
8.00%$1,250.33
8.25%$1,280.16
8.50%$1,310.23
8.75%$1,340.54
9.00%$1,371.08
9.25%$1,401.84
9.50%$1,432.82
9.75%$1,464.00
10.00%$1,495.38
10.25%$1,526.96
10.50%$1,558.72
10.75%$1,590.65
11.00%$1,622.76
11.25%$1,655.03
11.50%$1,687.46
11.75%$1,720.03
12.00%$1,752.76