Use the mortgage calculator to calculate the cost of buying a $213k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 213,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $213,000 house.
$213,000 Home at 2%
| 0% down | $787.29/mo |
| 5% down | $747.93/mo |
| 10% down | $708.56/mo |
| 15% down | $669.20/mo |
| 20% down | $629.83/mo |
| 25% down | $590.47/mo |
| 30% down | $551.10/mo |
| 35% down | $511.74/mo |
| 40% down | $472.37/mo |
| 45% down | $433.01/mo |
| 50% down | $393.64/mo |
$213,000 Home at 4%
| 0% down | $1,016.89/mo |
| 5% down | $966.05/mo |
| 10% down | $915.21/mo |
| 15% down | $864.36/mo |
| 20% down | $813.52/mo |
| 25% down | $762.67/mo |
| 30% down | $711.83/mo |
| 35% down | $660.98/mo |
| 40% down | $610.14/mo |
| 45% down | $559.29/mo |
| 50% down | $508.45/mo |
$213,000 Home at 6%
| 0% down | $1,277.04/mo |
| 5% down | $1,213.19/mo |
| 10% down | $1,149.34/mo |
| 15% down | $1,085.49/mo |
| 20% down | $1,021.63/mo |
| 25% down | $957.78/mo |
| 30% down | $893.93/mo |
| 35% down | $830.08/mo |
| 40% down | $766.23/mo |
| 45% down | $702.37/mo |
| 50% down | $638.52/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.