$210,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $210k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 210,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $210,000 house.
2% interest
0% down$776.20/mo
5% down$737.39/mo
10% down$698.58/mo
15% down$659.77/mo
20% down$620.96/mo
25% down$582.15/mo
30% down$543.34/mo
35% down$504.53/mo
40% down$465.72/mo
45% down$426.91/mo
50% down$388.10/mo
4% interest
0% down$1,002.57/mo
5% down$952.44/mo
10% down$902.31/mo
15% down$852.19/mo
20% down$802.06/mo
25% down$751.93/mo
30% down$701.80/mo
35% down$651.67/mo
40% down$601.54/mo
45% down$551.41/mo
50% down$501.29/mo
6% interest
0% down$1,259.06/mo
5% down$1,196.10/mo
10% down$1,133.15/mo
15% down$1,070.20/mo
20% down$1,007.24/mo
25% down$944.29/mo
30% down$881.34/mo
35% down$818.39/mo
40% down$755.43/mo
45% down$692.48/mo
50% down$629.53/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 210,000 house with a 20% down payment?
($168,000 loan. 30 year mortgage)
0.25%$484.43
0.50%$502.64
0.75%$521.28
1.00%$540.35
1.25%$559.86
1.50%$579.80
1.75%$600.17
2.00%$620.96
2.25%$642.17
2.50%$663.80
2.75%$685.85
3.00%$708.29
3.25%$731.15
3.50%$754.40
3.75%$778.03
4.00%$802.06
4.25%$826.46
4.50%$851.23
4.75%$876.37
5.00%$901.86
5.25%$927.70
5.50%$953.89
5.75%$980.40
6.00%$1,007.24
6.25%$1,034.40
6.50%$1,061.87
6.75%$1,089.64
7.00%$1,117.71
7.25%$1,146.06
7.50%$1,174.68
7.75%$1,203.57
8.00%$1,232.72
8.25%$1,262.13
8.50%$1,291.77
8.75%$1,321.66
9.00%$1,351.77
9.25%$1,382.09
9.50%$1,412.64
9.75%$1,443.38
10.00%$1,474.32
10.25%$1,505.45
10.50%$1,536.76
10.75%$1,568.25
11.00%$1,599.90
11.25%$1,631.72
11.50%$1,663.69
11.75%$1,695.81
12.00%$1,728.07