$207,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $207k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 207,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $207,000 house.
2% interest
0% down$765.11/mo
5% down$726.86/mo
10% down$688.60/mo
15% down$650.35/mo
20% down$612.09/mo
25% down$573.83/mo
30% down$535.58/mo
35% down$497.32/mo
40% down$459.07/mo
45% down$420.81/mo
50% down$382.56/mo
4% interest
0% down$988.25/mo
5% down$938.84/mo
10% down$889.42/mo
15% down$840.01/mo
20% down$790.60/mo
25% down$741.19/mo
30% down$691.77/mo
35% down$642.36/mo
40% down$592.95/mo
45% down$543.54/mo
50% down$494.12/mo
6% interest
0% down$1,241.07/mo
5% down$1,179.02/mo
10% down$1,116.96/mo
15% down$1,054.91/mo
20% down$992.86/mo
25% down$930.80/mo
30% down$868.75/mo
35% down$806.70/mo
40% down$744.64/mo
45% down$682.59/mo
50% down$620.53/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 207,000 house with a 20% down payment?
($165,600 loan. 30 year mortgage)
0.25%$477.51
0.50%$495.46
0.75%$513.83
1.00%$532.64
1.25%$551.86
1.50%$571.52
1.75%$591.60
2.00%$612.09
2.25%$633.00
2.50%$654.32
2.75%$676.05
3.00%$698.18
3.25%$720.70
3.50%$743.62
3.75%$766.92
4.00%$790.60
4.25%$814.65
4.50%$839.07
4.75%$863.85
5.00%$888.98
5.25%$914.45
5.50%$940.26
5.75%$966.40
6.00%$992.86
6.25%$1,019.63
6.50%$1,046.70
6.75%$1,074.08
7.00%$1,101.74
7.25%$1,129.68
7.50%$1,157.90
7.75%$1,186.38
8.00%$1,215.11
8.25%$1,244.10
8.50%$1,273.32
8.75%$1,302.78
9.00%$1,332.46
9.25%$1,362.35
9.50%$1,392.45
9.75%$1,422.76
10.00%$1,453.26
10.25%$1,483.94
10.50%$1,514.81
10.75%$1,545.85
11.00%$1,577.05
11.25%$1,608.41
11.50%$1,639.92
11.75%$1,671.58
12.00%$1,703.38