$201,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $201k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 201,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $201,000 house.
2% interest
0% down$742.94/mo
5% down$705.79/mo
10% down$668.64/mo
15% down$631.49/mo
20% down$594.35/mo
25% down$557.20/mo
30% down$520.05/mo
35% down$482.91/mo
40% down$445.76/mo
45% down$408.61/mo
50% down$371.47/mo
4% interest
0% down$959.60/mo
5% down$911.62/mo
10% down$863.64/mo
15% down$815.66/mo
20% down$767.68/mo
25% down$719.70/mo
30% down$671.72/mo
35% down$623.74/mo
40% down$575.76/mo
45% down$527.78/mo
50% down$479.80/mo
6% interest
0% down$1,205.10/mo
5% down$1,144.84/mo
10% down$1,084.59/mo
15% down$1,024.33/mo
20% down$964.08/mo
25% down$903.82/mo
30% down$843.57/mo
35% down$783.31/mo
40% down$723.06/mo
45% down$662.80/mo
50% down$602.55/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 201,000 house with a 20% down payment?
($160,800 loan. 30 year mortgage)
0.25%$463.67
0.50%$481.10
0.75%$498.94
1.00%$517.20
1.25%$535.87
1.50%$554.95
1.75%$574.45
2.00%$594.35
2.25%$614.65
2.50%$635.35
2.75%$656.45
3.00%$677.94
3.25%$699.81
3.50%$722.06
3.75%$744.69
4.00%$767.68
4.25%$791.04
4.50%$814.75
4.75%$838.81
5.00%$863.21
5.25%$887.94
5.50%$913.00
5.75%$938.39
6.00%$964.08
6.25%$990.07
6.50%$1,016.37
6.75%$1,042.95
7.00%$1,069.81
7.25%$1,096.94
7.50%$1,124.34
7.75%$1,151.99
8.00%$1,179.89
8.25%$1,208.04
8.50%$1,236.41
8.75%$1,265.01
9.00%$1,293.83
9.25%$1,322.86
9.50%$1,352.09
9.75%$1,381.52
10.00%$1,411.14
10.25%$1,440.93
10.50%$1,470.90
10.75%$1,501.04
11.00%$1,531.34
11.25%$1,561.79
11.50%$1,592.39
11.75%$1,623.13
12.00%$1,654.01