$19,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $19k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 19,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $19,000 house.
2% interest
0% down$70.23/mo
5% down$66.72/mo
10% down$63.20/mo
15% down$59.69/mo
20% down$56.18/mo
25% down$52.67/mo
30% down$49.16/mo
35% down$45.65/mo
40% down$42.14/mo
45% down$38.63/mo
50% down$35.11/mo
4% interest
0% down$90.71/mo
5% down$86.17/mo
10% down$81.64/mo
15% down$77.10/mo
20% down$72.57/mo
25% down$68.03/mo
30% down$63.50/mo
35% down$58.96/mo
40% down$54.43/mo
45% down$49.89/mo
50% down$45.35/mo
6% interest
0% down$113.91/mo
5% down$108.22/mo
10% down$102.52/mo
15% down$96.83/mo
20% down$91.13/mo
25% down$85.44/mo
30% down$79.74/mo
35% down$74.04/mo
40% down$68.35/mo
45% down$62.65/mo
50% down$56.96/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 19,000 house with a 20% down payment?
($15,200 loan. 30 year mortgage)
0.25%$43.83
0.50%$45.48
0.75%$47.16
1.00%$48.89
1.25%$50.65
1.50%$52.46
1.75%$54.30
2.00%$56.18
2.25%$58.10
2.50%$60.06
2.75%$62.05
3.00%$64.08
3.25%$66.15
3.50%$68.25
3.75%$70.39
4.00%$72.57
4.25%$74.77
4.50%$77.02
4.75%$79.29
5.00%$81.60
5.25%$83.93
5.50%$86.30
5.75%$88.70
6.00%$91.13
6.25%$93.59
6.50%$96.07
6.75%$98.59
7.00%$101.13
7.25%$103.69
7.50%$106.28
7.75%$108.89
8.00%$111.53
8.25%$114.19
8.50%$116.87
8.75%$119.58
9.00%$122.30
9.25%$125.05
9.50%$127.81
9.75%$130.59
10.00%$133.39
10.25%$136.21
10.50%$139.04
10.75%$141.89
11.00%$144.75
11.25%$147.63
11.50%$150.52
11.75%$153.43
12.00%$156.35