$184,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $184k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 184,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $184,000 house.
2% interest
0% down$680.10/mo
5% down$646.09/mo
10% down$612.09/mo
15% down$578.08/mo
20% down$544.08/mo
25% down$510.07/mo
30% down$476.07/mo
35% down$442.06/mo
40% down$408.06/mo
45% down$374.05/mo
50% down$340.05/mo
4% interest
0% down$878.44/mo
5% down$834.52/mo
10% down$790.60/mo
15% down$746.68/mo
20% down$702.76/mo
25% down$658.83/mo
30% down$614.91/mo
35% down$570.99/mo
40% down$527.07/mo
45% down$483.14/mo
50% down$439.22/mo
6% interest
0% down$1,103.17/mo
5% down$1,048.01/mo
10% down$992.86/mo
15% down$937.70/mo
20% down$882.54/mo
25% down$827.38/mo
30% down$772.22/mo
35% down$717.06/mo
40% down$661.90/mo
45% down$606.75/mo
50% down$551.59/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 184,000 house with a 20% down payment?
($147,200 loan. 30 year mortgage)
0.25%$424.46
0.50%$440.41
0.75%$456.74
1.00%$473.45
1.25%$490.55
1.50%$508.02
1.75%$525.86
2.00%$544.08
2.25%$562.67
2.50%$581.62
2.75%$600.93
3.00%$620.60
3.25%$640.62
3.50%$660.99
3.75%$681.71
4.00%$702.76
4.25%$724.14
4.50%$745.84
4.75%$767.86
5.00%$790.20
5.25%$812.84
5.50%$835.79
5.75%$859.02
6.00%$882.54
6.25%$906.34
6.50%$930.40
6.75%$954.74
7.00%$979.33
7.25%$1,004.16
7.50%$1,029.24
7.75%$1,054.56
8.00%$1,080.10
8.25%$1,105.86
8.50%$1,131.84
8.75%$1,158.02
9.00%$1,184.40
9.25%$1,210.98
9.50%$1,237.74
9.75%$1,264.68
10.00%$1,291.79
10.25%$1,319.06
10.50%$1,346.50
10.75%$1,374.08
11.00%$1,401.82
11.25%$1,429.70
11.50%$1,457.71
11.75%$1,485.85
12.00%$1,514.12