Use the mortgage calculator to calculate the cost of buying a $184k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 184,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $184,000 house.
$184,000 Home at 2%
| 0% down | $680.10/mo |
| 5% down | $646.09/mo |
| 10% down | $612.09/mo |
| 15% down | $578.08/mo |
| 20% down | $544.08/mo |
| 25% down | $510.07/mo |
| 30% down | $476.07/mo |
| 35% down | $442.06/mo |
| 40% down | $408.06/mo |
| 45% down | $374.05/mo |
| 50% down | $340.05/mo |
$184,000 Home at 4%
| 0% down | $878.44/mo |
| 5% down | $834.52/mo |
| 10% down | $790.60/mo |
| 15% down | $746.68/mo |
| 20% down | $702.76/mo |
| 25% down | $658.83/mo |
| 30% down | $614.91/mo |
| 35% down | $570.99/mo |
| 40% down | $527.07/mo |
| 45% down | $483.14/mo |
| 50% down | $439.22/mo |
$184,000 Home at 6%
| 0% down | $1,103.17/mo |
| 5% down | $1,048.01/mo |
| 10% down | $992.86/mo |
| 15% down | $937.70/mo |
| 20% down | $882.54/mo |
| 25% down | $827.38/mo |
| 30% down | $772.22/mo |
| 35% down | $717.06/mo |
| 40% down | $661.90/mo |
| 45% down | $606.75/mo |
| 50% down | $551.59/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.