$183,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $183k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 183,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $183,000 house.
2% interest
0% down$676.40/mo
5% down$642.58/mo
10% down$608.76/mo
15% down$574.94/mo
20% down$541.12/mo
25% down$507.30/mo
30% down$473.48/mo
35% down$439.66/mo
40% down$405.84/mo
45% down$372.02/mo
50% down$338.20/mo
4% interest
0% down$873.67/mo
5% down$829.99/mo
10% down$786.30/mo
15% down$742.62/mo
20% down$698.94/mo
25% down$655.25/mo
30% down$611.57/mo
35% down$567.89/mo
40% down$524.20/mo
45% down$480.52/mo
50% down$436.83/mo
6% interest
0% down$1,097.18/mo
5% down$1,042.32/mo
10% down$987.46/mo
15% down$932.60/mo
20% down$877.74/mo
25% down$822.88/mo
30% down$768.02/mo
35% down$713.17/mo
40% down$658.31/mo
45% down$603.45/mo
50% down$548.59/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 183,000 house with a 20% down payment?
($146,400 loan. 30 year mortgage)
0.25%$422.15
0.50%$438.01
0.75%$454.26
1.00%$470.88
1.25%$487.88
1.50%$505.26
1.75%$523.00
2.00%$541.12
2.25%$559.61
2.50%$578.46
2.75%$597.67
3.00%$617.23
3.25%$637.14
3.50%$657.40
3.75%$678.00
4.00%$698.94
4.25%$720.20
4.50%$741.79
4.75%$763.69
5.00%$785.91
5.25%$808.43
5.50%$831.24
5.75%$854.35
6.00%$877.74
6.25%$901.41
6.50%$925.35
6.75%$949.55
7.00%$974.00
7.25%$998.71
7.50%$1,023.65
7.75%$1,048.83
8.00%$1,074.23
8.25%$1,099.85
8.50%$1,125.69
8.75%$1,151.73
9.00%$1,177.97
9.25%$1,204.40
9.50%$1,231.01
9.75%$1,257.80
10.00%$1,284.76
10.25%$1,311.89
10.50%$1,339.18
10.75%$1,366.62
11.00%$1,394.20
11.25%$1,421.93
11.50%$1,449.79
11.75%$1,477.78
12.00%$1,505.89