$179,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $179k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 179,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $179,000 house.
2% interest
0% down$661.62/mo
5% down$628.54/mo
10% down$595.46/mo
15% down$562.38/mo
20% down$529.30/mo
25% down$496.21/mo
30% down$463.13/mo
35% down$430.05/mo
40% down$396.97/mo
45% down$363.89/mo
50% down$330.81/mo
4% interest
0% down$854.57/mo
5% down$811.84/mo
10% down$769.12/mo
15% down$726.39/mo
20% down$683.66/mo
25% down$640.93/mo
30% down$598.20/mo
35% down$555.47/mo
40% down$512.74/mo
45% down$470.02/mo
50% down$427.29/mo
6% interest
0% down$1,073.20/mo
5% down$1,019.54/mo
10% down$965.88/mo
15% down$912.22/mo
20% down$858.56/mo
25% down$804.90/mo
30% down$751.24/mo
35% down$697.58/mo
40% down$643.92/mo
45% down$590.26/mo
50% down$536.60/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 179,000 house with a 20% down payment?
($143,200 loan. 30 year mortgage)
0.25%$412.92
0.50%$428.44
0.75%$444.33
1.00%$460.59
1.25%$477.22
1.50%$494.21
1.75%$511.57
2.00%$529.30
2.25%$547.38
2.50%$565.81
2.75%$584.60
3.00%$603.74
3.25%$623.22
3.50%$643.03
3.75%$663.18
4.00%$683.66
4.25%$704.46
4.50%$725.57
4.75%$747.00
5.00%$768.73
5.25%$790.76
5.50%$813.07
5.75%$835.68
6.00%$858.56
6.25%$881.71
6.50%$905.12
6.75%$928.79
7.00%$952.71
7.25%$976.88
7.50%$1,001.28
7.75%$1,025.90
8.00%$1,050.75
8.25%$1,075.81
8.50%$1,101.08
8.75%$1,126.55
9.00%$1,152.22
9.25%$1,178.07
9.50%$1,204.10
9.75%$1,230.31
10.00%$1,256.68
10.25%$1,283.22
10.50%$1,309.91
10.75%$1,336.75
11.00%$1,363.73
11.25%$1,390.85
11.50%$1,418.10
11.75%$1,445.47
12.00%$1,472.97