$177,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $177k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 177,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $177,000 house.
2% interest
0% down$654.23/mo
5% down$621.52/mo
10% down$588.80/mo
15% down$556.09/mo
20% down$523.38/mo
25% down$490.67/mo
30% down$457.96/mo
35% down$425.25/mo
40% down$392.54/mo
45% down$359.82/mo
50% down$327.11/mo
4% interest
0% down$845.03/mo
5% down$802.77/mo
10% down$760.52/mo
15% down$718.27/mo
20% down$676.02/mo
25% down$633.77/mo
30% down$591.52/mo
35% down$549.27/mo
40% down$507.02/mo
45% down$464.76/mo
50% down$422.51/mo
6% interest
0% down$1,061.20/mo
5% down$1,008.14/mo
10% down$955.08/mo
15% down$902.02/mo
20% down$848.96/mo
25% down$795.90/mo
30% down$742.84/mo
35% down$689.78/mo
40% down$636.72/mo
45% down$583.66/mo
50% down$530.60/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 177,000 house with a 20% down payment?
($141,600 loan. 30 year mortgage)
0.25%$408.31
0.50%$423.65
0.75%$439.36
1.00%$455.44
1.25%$471.88
1.50%$488.69
1.75%$505.86
2.00%$523.38
2.25%$541.26
2.50%$559.49
2.75%$578.07
3.00%$596.99
3.25%$616.25
3.50%$635.85
3.75%$655.77
4.00%$676.02
4.25%$696.59
4.50%$717.47
4.75%$738.65
5.00%$760.14
5.25%$781.92
5.50%$803.99
5.75%$826.34
6.00%$848.96
6.25%$871.86
6.50%$895.01
6.75%$918.41
7.00%$942.07
7.25%$965.96
7.50%$990.09
7.75%$1,014.44
8.00%$1,039.01
8.25%$1,063.79
8.50%$1,088.78
8.75%$1,113.97
9.00%$1,139.35
9.25%$1,164.91
9.50%$1,190.65
9.75%$1,216.56
10.00%$1,242.64
10.25%$1,268.88
10.50%$1,295.27
10.75%$1,321.81
11.00%$1,348.49
11.25%$1,375.31
11.50%$1,402.25
11.75%$1,429.32
12.00%$1,456.52