$173,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $173k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 173,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $173,000 house.
2% interest
0% down$639.44/mo
5% down$607.47/mo
10% down$575.50/mo
15% down$543.53/mo
20% down$511.55/mo
25% down$479.58/mo
30% down$447.61/mo
35% down$415.64/mo
40% down$383.67/mo
45% down$351.69/mo
50% down$319.72/mo
4% interest
0% down$825.93/mo
5% down$784.63/mo
10% down$743.34/mo
15% down$702.04/mo
20% down$660.74/mo
25% down$619.45/mo
30% down$578.15/mo
35% down$536.85/mo
40% down$495.56/mo
45% down$454.26/mo
50% down$412.96/mo
6% interest
0% down$1,037.22/mo
5% down$985.36/mo
10% down$933.50/mo
15% down$881.64/mo
20% down$829.78/mo
25% down$777.92/mo
30% down$726.06/mo
35% down$674.19/mo
40% down$622.33/mo
45% down$570.47/mo
50% down$518.61/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 173,000 house with a 20% down payment?
($138,400 loan. 30 year mortgage)
0.25%$399.08
0.50%$414.08
0.75%$429.43
1.00%$445.15
1.25%$461.22
1.50%$477.65
1.75%$494.42
2.00%$511.55
2.25%$529.03
2.50%$546.85
2.75%$565.01
3.00%$583.50
3.25%$602.33
3.50%$621.48
3.75%$640.95
4.00%$660.74
4.25%$680.84
4.50%$701.25
4.75%$721.96
5.00%$742.96
5.25%$764.25
5.50%$785.82
5.75%$807.66
6.00%$829.78
6.25%$852.15
6.50%$874.78
6.75%$897.66
7.00%$920.78
7.25%$944.13
7.50%$967.71
7.75%$991.51
8.00%$1,015.53
8.25%$1,039.75
8.50%$1,064.18
8.75%$1,088.79
9.00%$1,113.60
9.25%$1,138.58
9.50%$1,163.74
9.75%$1,189.07
10.00%$1,214.56
10.25%$1,240.20
10.50%$1,266.00
10.75%$1,291.94
11.00%$1,318.02
11.25%$1,344.23
11.50%$1,370.56
11.75%$1,397.02
12.00%$1,423.60