$170,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $170k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 170,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $170,000 house.
2% interest
0% down$628.35/mo
5% down$596.94/mo
10% down$565.52/mo
15% down$534.10/mo
20% down$502.68/mo
25% down$471.26/mo
30% down$439.85/mo
35% down$408.43/mo
40% down$377.01/mo
45% down$345.59/mo
50% down$314.18/mo
4% interest
0% down$811.61/mo
5% down$771.03/mo
10% down$730.45/mo
15% down$689.87/mo
20% down$649.28/mo
25% down$608.70/mo
30% down$568.12/mo
35% down$527.54/mo
40% down$486.96/mo
45% down$446.38/mo
50% down$405.80/mo
6% interest
0% down$1,019.24/mo
5% down$968.27/mo
10% down$917.31/mo
15% down$866.35/mo
20% down$815.39/mo
25% down$764.43/mo
30% down$713.47/mo
35% down$662.50/mo
40% down$611.54/mo
45% down$560.58/mo
50% down$509.62/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 170,000 house with a 20% down payment?
($136,000 loan. 30 year mortgage)
0.25%$392.16
0.50%$406.90
0.75%$421.99
1.00%$437.43
1.25%$453.22
1.50%$469.36
1.75%$485.85
2.00%$502.68
2.25%$519.85
2.50%$537.36
2.75%$555.21
3.00%$573.38
3.25%$591.88
3.50%$610.70
3.75%$629.84
4.00%$649.28
4.25%$669.04
4.50%$689.09
4.75%$709.44
5.00%$730.08
5.25%$751.00
5.50%$772.19
5.75%$793.66
6.00%$815.39
6.25%$837.38
6.50%$859.61
6.75%$882.09
7.00%$904.81
7.25%$927.76
7.50%$950.93
7.75%$974.32
8.00%$997.92
8.25%$1,021.72
8.50%$1,045.72
8.75%$1,069.91
9.00%$1,094.29
9.25%$1,118.84
9.50%$1,143.56
9.75%$1,168.45
10.00%$1,193.50
10.25%$1,218.70
10.50%$1,244.05
10.75%$1,269.53
11.00%$1,295.16
11.25%$1,320.92
11.50%$1,346.80
11.75%$1,372.80
12.00%$1,398.91