$168,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $168k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 168,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $168,000 house.
2% interest
0% down$620.96/mo
5% down$589.91/mo
10% down$558.86/mo
15% down$527.82/mo
20% down$496.77/mo
25% down$465.72/mo
30% down$434.67/mo
35% down$403.62/mo
40% down$372.58/mo
45% down$341.53/mo
50% down$310.48/mo
4% interest
0% down$802.06/mo
5% down$761.95/mo
10% down$721.85/mo
15% down$681.75/mo
20% down$641.65/mo
25% down$601.54/mo
30% down$561.44/mo
35% down$521.34/mo
40% down$481.23/mo
45% down$441.13/mo
50% down$401.03/mo
6% interest
0% down$1,007.24/mo
5% down$956.88/mo
10% down$906.52/mo
15% down$856.16/mo
20% down$805.80/mo
25% down$755.43/mo
30% down$705.07/mo
35% down$654.71/mo
40% down$604.35/mo
45% down$553.98/mo
50% down$503.62/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 168,000 house with a 20% down payment?
($134,400 loan. 30 year mortgage)
0.25%$387.55
0.50%$402.11
0.75%$417.02
1.00%$432.28
1.25%$447.89
1.50%$463.84
1.75%$480.14
2.00%$496.77
2.25%$513.74
2.50%$531.04
2.75%$548.68
3.00%$566.64
3.25%$584.92
3.50%$603.52
3.75%$622.43
4.00%$641.65
4.25%$661.17
4.50%$680.99
4.75%$701.09
5.00%$721.49
5.25%$742.16
5.50%$763.11
5.75%$784.32
6.00%$805.80
6.25%$827.52
6.50%$849.50
6.75%$871.72
7.00%$894.17
7.25%$916.84
7.50%$939.74
7.75%$962.86
8.00%$986.18
8.25%$1,009.70
8.50%$1,033.42
8.75%$1,057.33
9.00%$1,081.41
9.25%$1,105.68
9.50%$1,130.11
9.75%$1,154.70
10.00%$1,179.46
10.25%$1,204.36
10.50%$1,229.41
10.75%$1,254.60
11.00%$1,279.92
11.25%$1,305.38
11.50%$1,330.95
11.75%$1,356.65
12.00%$1,382.46