$165,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $165k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 165,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $165,000 house.
2% interest
0% down$609.87/mo
5% down$579.38/mo
10% down$548.88/mo
15% down$518.39/mo
20% down$487.90/mo
25% down$457.40/mo
30% down$426.91/mo
35% down$396.42/mo
40% down$365.92/mo
45% down$335.43/mo
50% down$304.94/mo
4% interest
0% down$787.74/mo
5% down$748.35/mo
10% down$708.96/mo
15% down$669.57/mo
20% down$630.19/mo
25% down$590.80/mo
30% down$551.41/mo
35% down$512.03/mo
40% down$472.64/mo
45% down$433.25/mo
50% down$393.87/mo
6% interest
0% down$989.26/mo
5% down$939.80/mo
10% down$890.33/mo
15% down$840.87/mo
20% down$791.41/mo
25% down$741.94/mo
30% down$692.48/mo
35% down$643.02/mo
40% down$593.56/mo
45% down$544.09/mo
50% down$494.63/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 165,000 house with a 20% down payment?
($132,000 loan. 30 year mortgage)
0.25%$380.63
0.50%$394.93
0.75%$409.58
1.00%$424.56
1.25%$439.89
1.50%$455.56
1.75%$471.56
2.00%$487.90
2.25%$504.56
2.50%$521.56
2.75%$538.88
3.00%$556.52
3.25%$574.47
3.50%$592.74
3.75%$611.31
4.00%$630.19
4.25%$649.36
4.50%$668.82
4.75%$688.57
5.00%$708.60
5.25%$728.91
5.50%$749.48
5.75%$770.32
6.00%$791.41
6.25%$812.75
6.50%$834.33
6.75%$856.15
7.00%$878.20
7.25%$900.47
7.50%$922.96
7.75%$945.66
8.00%$968.57
8.25%$991.67
8.50%$1,014.97
8.75%$1,038.44
9.00%$1,062.10
9.25%$1,085.93
9.50%$1,109.93
9.75%$1,134.08
10.00%$1,158.39
10.25%$1,182.85
10.50%$1,207.46
10.75%$1,232.20
11.00%$1,257.07
11.25%$1,282.07
11.50%$1,307.18
11.75%$1,332.42
12.00%$1,357.77