$158,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $158k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 158,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $158,000 house.
2% interest
0% down$584.00/mo
5% down$554.80/mo
10% down$525.60/mo
15% down$496.40/mo
20% down$467.20/mo
25% down$438.00/mo
30% down$408.80/mo
35% down$379.60/mo
40% down$350.40/mo
45% down$321.20/mo
50% down$292.00/mo
4% interest
0% down$754.32/mo
5% down$716.60/mo
10% down$678.88/mo
15% down$641.17/mo
20% down$603.45/mo
25% down$565.74/mo
30% down$528.02/mo
35% down$490.31/mo
40% down$452.59/mo
45% down$414.87/mo
50% down$377.16/mo
6% interest
0% down$947.29/mo
5% down$899.93/mo
10% down$852.56/mo
15% down$805.20/mo
20% down$757.83/mo
25% down$710.47/mo
30% down$663.10/mo
35% down$615.74/mo
40% down$568.37/mo
45% down$521.01/mo
50% down$473.64/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 158,000 house with a 20% down payment?
($126,400 loan. 30 year mortgage)
0.25%$364.48
0.50%$378.18
0.75%$392.20
1.00%$406.55
1.25%$421.23
1.50%$436.23
1.75%$451.56
2.00%$467.20
2.25%$483.16
2.50%$499.43
2.75%$516.02
3.00%$532.91
3.25%$550.10
3.50%$567.59
3.75%$585.38
4.00%$603.45
4.25%$621.81
4.50%$640.45
4.75%$659.36
5.00%$678.54
5.25%$697.99
5.50%$717.69
5.75%$737.64
6.00%$757.83
6.25%$778.27
6.50%$798.93
6.75%$819.83
7.00%$840.94
7.25%$862.27
7.50%$883.81
7.75%$905.55
8.00%$927.48
8.25%$949.60
8.50%$971.91
8.75%$994.39
9.00%$1,017.04
9.25%$1,039.86
9.50%$1,062.84
9.75%$1,085.97
10.00%$1,109.25
10.25%$1,132.67
10.50%$1,156.23
10.75%$1,179.92
11.00%$1,203.74
11.25%$1,227.67
11.50%$1,251.73
11.75%$1,275.89
12.00%$1,300.17