$155,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $155k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 155,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $155,000 house.
2% interest
0% down$572.91/mo
5% down$544.26/mo
10% down$515.62/mo
15% down$486.97/mo
20% down$458.33/mo
25% down$429.68/mo
30% down$401.04/mo
35% down$372.39/mo
40% down$343.75/mo
45% down$315.10/mo
50% down$286.46/mo
4% interest
0% down$739.99/mo
5% down$702.99/mo
10% down$665.99/mo
15% down$628.99/mo
20% down$591.99/mo
25% down$555.00/mo
30% down$518.00/mo
35% down$481.00/mo
40% down$444.00/mo
45% down$407.00/mo
50% down$370.00/mo
6% interest
0% down$929.30/mo
5% down$882.84/mo
10% down$836.37/mo
15% down$789.91/mo
20% down$743.44/mo
25% down$696.98/mo
30% down$650.51/mo
35% down$604.05/mo
40% down$557.58/mo
45% down$511.12/mo
50% down$464.65/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 155,000 house with a 20% down payment?
($124,000 loan. 30 year mortgage)
0.25%$357.56
0.50%$370.99
0.75%$384.75
1.00%$398.83
1.25%$413.23
1.50%$427.95
1.75%$442.98
2.00%$458.33
2.25%$473.99
2.50%$489.95
2.75%$506.22
3.00%$522.79
3.25%$539.66
3.50%$556.82
3.75%$574.26
4.00%$591.99
4.25%$610.01
4.50%$628.29
4.75%$646.84
5.00%$665.66
5.25%$684.73
5.50%$704.06
5.75%$723.63
6.00%$743.44
6.25%$763.49
6.50%$783.76
6.75%$804.26
7.00%$824.98
7.25%$845.90
7.50%$867.03
7.75%$888.35
8.00%$909.87
8.25%$931.57
8.50%$953.45
8.75%$975.51
9.00%$997.73
9.25%$1,020.12
9.50%$1,042.66
9.75%$1,065.35
10.00%$1,088.19
10.25%$1,111.17
10.50%$1,134.28
10.75%$1,157.52
11.00%$1,180.88
11.25%$1,204.36
11.50%$1,227.96
11.75%$1,251.67
12.00%$1,275.48