$152,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $152k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 152,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $152,000 house.
2% interest
0% down$561.82/mo
5% down$533.73/mo
10% down$505.64/mo
15% down$477.55/mo
20% down$449.46/mo
25% down$421.37/mo
30% down$393.28/mo
35% down$365.18/mo
40% down$337.09/mo
45% down$309.00/mo
50% down$280.91/mo
4% interest
0% down$725.67/mo
5% down$689.39/mo
10% down$653.10/mo
15% down$616.82/mo
20% down$580.54/mo
25% down$544.25/mo
30% down$507.97/mo
35% down$471.69/mo
40% down$435.40/mo
45% down$399.12/mo
50% down$362.84/mo
6% interest
0% down$911.32/mo
5% down$865.75/mo
10% down$820.19/mo
15% down$774.62/mo
20% down$729.05/mo
25% down$683.49/mo
30% down$637.92/mo
35% down$592.36/mo
40% down$546.79/mo
45% down$501.22/mo
50% down$455.66/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 152,000 house with a 20% down payment?
($121,600 loan. 30 year mortgage)
0.25%$350.64
0.50%$363.81
0.75%$377.31
1.00%$391.11
1.25%$405.23
1.50%$419.67
1.75%$434.41
2.00%$449.46
2.25%$464.81
2.50%$480.47
2.75%$496.42
3.00%$512.67
3.25%$529.21
3.50%$546.04
3.75%$563.15
4.00%$580.54
4.25%$598.20
4.50%$616.13
4.75%$634.32
5.00%$652.78
5.25%$671.48
5.50%$690.43
5.75%$709.62
6.00%$729.05
6.25%$748.71
6.50%$768.59
6.75%$788.70
7.00%$809.01
7.25%$829.53
7.50%$850.24
7.75%$871.16
8.00%$892.26
8.25%$913.54
8.50%$935.00
8.75%$956.63
9.00%$978.42
9.25%$1,000.37
9.50%$1,022.48
9.75%$1,044.73
10.00%$1,067.13
10.25%$1,089.66
10.50%$1,112.32
10.75%$1,135.11
11.00%$1,158.03
11.25%$1,181.05
11.50%$1,204.19
11.75%$1,227.44
12.00%$1,250.79