$151,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $151k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 151,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $151,000 house.
2% interest
0% down$558.13/mo
5% down$530.22/mo
10% down$502.31/mo
15% down$474.41/mo
20% down$446.50/mo
25% down$418.59/mo
30% down$390.69/mo
35% down$362.78/mo
40% down$334.88/mo
45% down$306.97/mo
50% down$279.06/mo
4% interest
0% down$720.90/mo
5% down$684.85/mo
10% down$648.81/mo
15% down$612.76/mo
20% down$576.72/mo
25% down$540.67/mo
30% down$504.63/mo
35% down$468.58/mo
40% down$432.54/mo
45% down$396.49/mo
50% down$360.45/mo
6% interest
0% down$905.32/mo
5% down$860.06/mo
10% down$814.79/mo
15% down$769.52/mo
20% down$724.26/mo
25% down$678.99/mo
30% down$633.72/mo
35% down$588.46/mo
40% down$543.19/mo
45% down$497.93/mo
50% down$452.66/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 151,000 house with a 20% down payment?
($120,800 loan. 30 year mortgage)
0.25%$348.33
0.50%$361.42
0.75%$374.82
1.00%$388.54
1.25%$402.57
1.50%$416.91
1.75%$431.55
2.00%$446.50
2.25%$461.75
2.50%$477.31
2.75%$493.16
3.00%$509.30
3.25%$525.73
3.50%$542.45
3.75%$559.44
4.00%$576.72
4.25%$594.26
4.50%$612.08
4.75%$630.15
5.00%$648.48
5.25%$667.06
5.50%$685.89
5.75%$704.96
6.00%$724.26
6.25%$743.79
6.50%$763.54
6.75%$783.51
7.00%$803.69
7.25%$824.07
7.50%$844.65
7.75%$865.43
8.00%$886.39
8.25%$907.53
8.50%$928.85
8.75%$950.33
9.00%$971.98
9.25%$993.79
9.50%$1,015.75
9.75%$1,037.86
10.00%$1,060.11
10.25%$1,082.49
10.50%$1,105.01
10.75%$1,127.65
11.00%$1,150.41
11.25%$1,173.28
11.50%$1,196.27
11.75%$1,219.37
12.00%$1,242.56