$149,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $149k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 149,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $149,000 house.
2% interest
0% down$550.73/mo
5% down$523.20/mo
10% down$495.66/mo
15% down$468.12/mo
20% down$440.59/mo
25% down$413.05/mo
30% down$385.51/mo
35% down$357.98/mo
40% down$330.44/mo
45% down$302.90/mo
50% down$275.37/mo
4% interest
0% down$711.35/mo
5% down$675.78/mo
10% down$640.21/mo
15% down$604.65/mo
20% down$569.08/mo
25% down$533.51/mo
30% down$497.94/mo
35% down$462.38/mo
40% down$426.81/mo
45% down$391.24/mo
50% down$355.67/mo
6% interest
0% down$893.33/mo
5% down$848.66/mo
10% down$804.00/mo
15% down$759.33/mo
20% down$714.66/mo
25% down$670.00/mo
30% down$625.33/mo
35% down$580.66/mo
40% down$536.00/mo
45% down$491.33/mo
50% down$446.67/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 149,000 house with a 20% down payment?
($119,200 loan. 30 year mortgage)
0.25%$343.72
0.50%$356.63
0.75%$369.86
1.00%$383.39
1.25%$397.24
1.50%$411.38
1.75%$425.83
2.00%$440.59
2.25%$455.64
2.50%$470.98
2.75%$486.62
3.00%$502.55
3.25%$518.77
3.50%$535.26
3.75%$552.03
4.00%$569.08
4.25%$586.39
4.50%$603.97
4.75%$621.80
5.00%$639.89
5.25%$658.23
5.50%$676.80
5.75%$695.62
6.00%$714.66
6.25%$733.93
6.50%$753.43
6.75%$773.13
7.00%$793.04
7.25%$813.15
7.50%$833.46
7.75%$853.96
8.00%$874.65
8.25%$895.51
8.50%$916.54
8.75%$937.75
9.00%$959.11
9.25%$980.63
9.50%$1,002.30
9.75%$1,024.11
10.00%$1,046.07
10.25%$1,068.15
10.50%$1,090.37
10.75%$1,112.71
11.00%$1,135.17
11.25%$1,157.74
11.50%$1,180.43
11.75%$1,203.22
12.00%$1,226.11