$148,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $148k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 148,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $148,000 house.
2% interest
0% down$547.04/mo
5% down$519.68/mo
10% down$492.33/mo
15% down$464.98/mo
20% down$437.63/mo
25% down$410.28/mo
30% down$382.93/mo
35% down$355.57/mo
40% down$328.22/mo
45% down$300.87/mo
50% down$273.52/mo
4% interest
0% down$706.57/mo
5% down$671.25/mo
10% down$635.92/mo
15% down$600.59/mo
20% down$565.26/mo
25% down$529.93/mo
30% down$494.60/mo
35% down$459.27/mo
40% down$423.94/mo
45% down$388.62/mo
50% down$353.29/mo
6% interest
0% down$887.33/mo
5% down$842.97/mo
10% down$798.60/mo
15% down$754.23/mo
20% down$709.87/mo
25% down$665.50/mo
30% down$621.13/mo
35% down$576.77/mo
40% down$532.40/mo
45% down$488.03/mo
50% down$443.67/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 148,000 house with a 20% down payment?
($118,400 loan. 30 year mortgage)
0.25%$341.41
0.50%$354.24
0.75%$367.38
1.00%$380.82
1.25%$394.57
1.50%$408.62
1.75%$422.98
2.00%$437.63
2.25%$452.58
2.50%$467.82
2.75%$483.36
3.00%$499.18
3.25%$515.28
3.50%$531.67
3.75%$548.33
4.00%$565.26
4.25%$582.46
4.50%$599.92
4.75%$617.63
5.00%$635.60
5.25%$653.81
5.50%$672.26
5.75%$690.95
6.00%$709.87
6.25%$729.01
6.50%$748.37
6.75%$767.94
7.00%$787.72
7.25%$807.70
7.50%$827.87
7.75%$848.23
8.00%$868.78
8.25%$889.50
8.50%$910.39
8.75%$931.45
9.00%$952.67
9.25%$974.05
9.50%$995.57
9.75%$1,017.24
10.00%$1,039.04
10.25%$1,060.98
10.50%$1,083.05
10.75%$1,105.24
11.00%$1,127.55
11.25%$1,149.97
11.50%$1,172.51
11.75%$1,195.14
12.00%$1,217.88