$147,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $147k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 147,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $147,000 house.
2% interest
0% down$543.34/mo
5% down$516.17/mo
10% down$489.01/mo
15% down$461.84/mo
20% down$434.67/mo
25% down$407.51/mo
30% down$380.34/mo
35% down$353.17/mo
40% down$326.00/mo
45% down$298.84/mo
50% down$271.67/mo
4% interest
0% down$701.80/mo
5% down$666.71/mo
10% down$631.62/mo
15% down$596.53/mo
20% down$561.44/mo
25% down$526.35/mo
30% down$491.26/mo
35% down$456.17/mo
40% down$421.08/mo
45% down$385.99/mo
50% down$350.90/mo
6% interest
0% down$881.34/mo
5% down$837.27/mo
10% down$793.21/mo
15% down$749.14/mo
20% down$705.07/mo
25% down$661.00/mo
30% down$616.94/mo
35% down$572.87/mo
40% down$528.80/mo
45% down$484.74/mo
50% down$440.67/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 147,000 house with a 20% down payment?
($117,600 loan. 30 year mortgage)
0.25%$339.10
0.50%$351.85
0.75%$364.90
1.00%$378.25
1.25%$391.90
1.50%$405.86
1.75%$420.12
2.00%$434.67
2.25%$449.52
2.50%$464.66
2.75%$480.09
3.00%$495.81
3.25%$511.80
3.50%$528.08
3.75%$544.62
4.00%$561.44
4.25%$578.52
4.50%$595.86
4.75%$613.46
5.00%$631.30
5.25%$649.39
5.50%$667.72
5.75%$686.28
6.00%$705.07
6.25%$724.08
6.50%$743.31
6.75%$762.75
7.00%$782.40
7.25%$802.24
7.50%$822.28
7.75%$842.50
8.00%$862.91
8.25%$883.49
8.50%$904.24
8.75%$925.16
9.00%$946.24
9.25%$967.47
9.50%$988.84
9.75%$1,010.37
10.00%$1,032.02
10.25%$1,053.82
10.50%$1,075.73
10.75%$1,097.77
11.00%$1,119.93
11.25%$1,142.20
11.50%$1,164.58
11.75%$1,187.07
12.00%$1,209.65