$146,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $146k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 146,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $146,000 house.
2% interest
0% down$539.64/mo
5% down$512.66/mo
10% down$485.68/mo
15% down$458.70/mo
20% down$431.72/mo
25% down$404.73/mo
30% down$377.75/mo
35% down$350.77/mo
40% down$323.79/mo
45% down$296.80/mo
50% down$269.82/mo
4% interest
0% down$697.03/mo
5% down$662.18/mo
10% down$627.32/mo
15% down$592.47/mo
20% down$557.62/mo
25% down$522.77/mo
30% down$487.92/mo
35% down$453.07/mo
40% down$418.22/mo
45% down$383.36/mo
50% down$348.51/mo
6% interest
0% down$875.34/mo
5% down$831.58/mo
10% down$787.81/mo
15% down$744.04/mo
20% down$700.28/mo
25% down$656.51/mo
30% down$612.74/mo
35% down$568.97/mo
40% down$525.21/mo
45% down$481.44/mo
50% down$437.67/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 146,000 house with a 20% down payment?
($116,800 loan. 30 year mortgage)
0.25%$336.80
0.50%$349.45
0.75%$362.41
1.00%$375.67
1.25%$389.24
1.50%$403.10
1.75%$417.26
2.00%$431.72
2.25%$446.46
2.50%$461.50
2.75%$476.83
3.00%$492.43
3.25%$508.32
3.50%$524.48
3.75%$540.92
4.00%$557.62
4.25%$574.59
4.50%$591.81
4.75%$609.28
5.00%$627.01
5.25%$644.97
5.50%$663.18
5.75%$681.61
6.00%$700.28
6.25%$719.16
6.50%$738.26
6.75%$757.56
7.00%$777.07
7.25%$796.78
7.50%$816.68
7.75%$836.77
8.00%$857.04
8.25%$877.48
8.50%$898.09
8.75%$918.87
9.00%$939.80
9.25%$960.88
9.50%$982.12
9.75%$1,003.49
10.00%$1,025.00
10.25%$1,046.65
10.50%$1,068.42
10.75%$1,090.31
11.00%$1,112.31
11.25%$1,134.43
11.50%$1,156.66
11.75%$1,178.99
12.00%$1,201.42