Use the mortgage calculator to calculate the cost of buying a $146k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 146,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $146,000 house.
$146,000 Home at 2%
| 0% down | $539.64/mo |
| 5% down | $512.66/mo |
| 10% down | $485.68/mo |
| 15% down | $458.70/mo |
| 20% down | $431.72/mo |
| 25% down | $404.73/mo |
| 30% down | $377.75/mo |
| 35% down | $350.77/mo |
| 40% down | $323.79/mo |
| 45% down | $296.80/mo |
| 50% down | $269.82/mo |
$146,000 Home at 4%
| 0% down | $697.03/mo |
| 5% down | $662.18/mo |
| 10% down | $627.32/mo |
| 15% down | $592.47/mo |
| 20% down | $557.62/mo |
| 25% down | $522.77/mo |
| 30% down | $487.92/mo |
| 35% down | $453.07/mo |
| 40% down | $418.22/mo |
| 45% down | $383.36/mo |
| 50% down | $348.51/mo |
$146,000 Home at 6%
| 0% down | $875.34/mo |
| 5% down | $831.58/mo |
| 10% down | $787.81/mo |
| 15% down | $744.04/mo |
| 20% down | $700.28/mo |
| 25% down | $656.51/mo |
| 30% down | $612.74/mo |
| 35% down | $568.97/mo |
| 40% down | $525.21/mo |
| 45% down | $481.44/mo |
| 50% down | $437.67/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.