$144,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $144k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 144,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $144,000 house.
2% interest
0% down$532.25/mo
5% down$505.64/mo
10% down$479.03/mo
15% down$452.41/mo
20% down$425.80/mo
25% down$399.19/mo
30% down$372.58/mo
35% down$345.96/mo
40% down$319.35/mo
45% down$292.74/mo
50% down$266.13/mo
4% interest
0% down$687.48/mo
5% down$653.10/mo
10% down$618.73/mo
15% down$584.36/mo
20% down$549.98/mo
25% down$515.61/mo
30% down$481.23/mo
35% down$446.86/mo
40% down$412.49/mo
45% down$378.11/mo
50% down$343.74/mo
6% interest
0% down$863.35/mo
5% down$820.19/mo
10% down$777.02/mo
15% down$733.85/mo
20% down$690.68/mo
25% down$647.51/mo
30% down$604.35/mo
35% down$561.18/mo
40% down$518.01/mo
45% down$474.84/mo
50% down$431.68/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 144,000 house with a 20% down payment?
($115,200 loan. 30 year mortgage)
0.25%$332.18
0.50%$344.67
0.75%$357.45
1.00%$370.53
1.25%$383.91
1.50%$397.58
1.75%$411.54
2.00%$425.80
2.25%$440.35
2.50%$455.18
2.75%$470.29
3.00%$485.69
3.25%$501.36
3.50%$517.30
3.75%$533.51
4.00%$549.98
4.25%$566.71
4.50%$583.70
4.75%$600.94
5.00%$618.42
5.25%$636.14
5.50%$654.09
5.75%$672.28
6.00%$690.68
6.25%$709.31
6.50%$728.14
6.75%$747.19
7.00%$766.43
7.25%$785.87
7.50%$805.50
7.75%$825.31
8.00%$845.30
8.25%$865.46
8.50%$885.79
8.75%$906.28
9.00%$926.93
9.25%$947.72
9.50%$968.66
9.75%$989.75
10.00%$1,010.96
10.25%$1,032.31
10.50%$1,053.78
10.75%$1,075.37
11.00%$1,097.08
11.25%$1,118.89
11.50%$1,140.82
11.75%$1,162.84
12.00%$1,184.96