$142,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $142k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 142,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $142,000 house.
2% interest
0% down$524.86/mo
5% down$498.62/mo
10% down$472.37/mo
15% down$446.13/mo
20% down$419.89/mo
25% down$393.64/mo
30% down$367.40/mo
35% down$341.16/mo
40% down$314.92/mo
45% down$288.67/mo
50% down$262.43/mo
4% interest
0% down$677.93/mo
5% down$644.03/mo
10% down$610.14/mo
15% down$576.24/mo
20% down$542.34/mo
25% down$508.45/mo
30% down$474.55/mo
35% down$440.65/mo
40% down$406.76/mo
45% down$372.86/mo
50% down$338.96/mo
6% interest
0% down$851.36/mo
5% down$808.79/mo
10% down$766.23/mo
15% down$723.66/mo
20% down$681.09/mo
25% down$638.52/mo
30% down$595.95/mo
35% down$553.39/mo
40% down$510.82/mo
45% down$468.25/mo
50% down$425.68/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 142,000 house with a 20% down payment?
($113,600 loan. 30 year mortgage)
0.25%$327.57
0.50%$339.88
0.75%$352.48
1.00%$365.38
1.25%$378.57
1.50%$392.06
1.75%$405.83
2.00%$419.89
2.25%$434.23
2.50%$448.86
2.75%$463.76
3.00%$478.94
3.25%$494.39
3.50%$510.11
3.75%$526.10
4.00%$542.34
4.25%$558.84
4.50%$575.59
4.75%$592.59
5.00%$609.83
5.25%$627.30
5.50%$645.01
5.75%$662.94
6.00%$681.09
6.25%$699.45
6.50%$718.03
6.75%$736.81
7.00%$755.78
7.25%$774.95
7.50%$794.31
7.75%$813.84
8.00%$833.56
8.25%$853.44
8.50%$873.49
8.75%$893.69
9.00%$914.05
9.25%$934.56
9.50%$955.21
9.75%$976.00
10.00%$996.92
10.25%$1,017.97
10.50%$1,039.14
10.75%$1,060.43
11.00%$1,081.84
11.25%$1,103.35
11.50%$1,124.97
11.75%$1,146.69
12.00%$1,168.50