$141,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $141k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 141,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $141,000 house.
2% interest
0% down$521.16/mo
5% down$495.11/mo
10% down$469.05/mo
15% down$442.99/mo
20% down$416.93/mo
25% down$390.87/mo
30% down$364.81/mo
35% down$338.76/mo
40% down$312.70/mo
45% down$286.64/mo
50% down$260.58/mo
4% interest
0% down$673.16/mo
5% down$639.50/mo
10% down$605.84/mo
15% down$572.18/mo
20% down$538.52/mo
25% down$504.87/mo
30% down$471.21/mo
35% down$437.55/mo
40% down$403.89/mo
45% down$370.24/mo
50% down$336.58/mo
6% interest
0% down$845.37/mo
5% down$803.10/mo
10% down$760.83/mo
15% down$718.56/mo
20% down$676.29/mo
25% down$634.02/mo
30% down$591.76/mo
35% down$549.49/mo
40% down$507.22/mo
45% down$464.95/mo
50% down$422.68/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 141,000 house with a 20% down payment?
($112,800 loan. 30 year mortgage)
0.25%$325.26
0.50%$337.49
0.75%$350.00
1.00%$362.81
1.25%$375.91
1.50%$389.30
1.75%$402.97
2.00%$416.93
2.25%$431.17
2.50%$445.70
2.75%$460.50
3.00%$475.57
3.25%$490.91
3.50%$506.52
3.75%$522.39
4.00%$538.52
4.25%$554.91
4.50%$571.54
4.75%$588.42
5.00%$605.53
5.25%$622.89
5.50%$640.47
5.75%$658.27
6.00%$676.29
6.25%$694.53
6.50%$712.97
6.75%$731.62
7.00%$750.46
7.25%$769.49
7.50%$788.71
7.75%$808.11
8.00%$827.69
8.25%$847.43
8.50%$867.33
8.75%$887.40
9.00%$907.61
9.25%$927.98
9.50%$948.48
9.75%$969.13
10.00%$989.90
10.25%$1,010.80
10.50%$1,031.83
10.75%$1,052.97
11.00%$1,074.22
11.25%$1,095.58
11.50%$1,117.05
11.75%$1,138.61
12.00%$1,160.28