$140,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $140k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 140,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $140,000 house.
2% interest
0% down$517.47/mo
5% down$491.59/mo
10% down$465.72/mo
15% down$439.85/mo
20% down$413.97/mo
25% down$388.10/mo
30% down$362.23/mo
35% down$336.35/mo
40% down$310.48/mo
45% down$284.61/mo
50% down$258.73/mo
4% interest
0% down$668.38/mo
5% down$634.96/mo
10% down$601.54/mo
15% down$568.12/mo
20% down$534.71/mo
25% down$501.29/mo
30% down$467.87/mo
35% down$434.45/mo
40% down$401.03/mo
45% down$367.61/mo
50% down$334.19/mo
6% interest
0% down$839.37/mo
5% down$797.40/mo
10% down$755.43/mo
15% down$713.47/mo
20% down$671.50/mo
25% down$629.53/mo
30% down$587.56/mo
35% down$545.59/mo
40% down$503.62/mo
45% down$461.65/mo
50% down$419.69/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 140,000 house with a 20% down payment?
($112,000 loan. 30 year mortgage)
0.25%$322.96
0.50%$335.09
0.75%$347.52
1.00%$360.24
1.25%$373.24
1.50%$386.53
1.75%$400.11
2.00%$413.97
2.25%$428.12
2.50%$442.54
2.75%$457.23
3.00%$472.20
3.25%$487.43
3.50%$502.93
3.75%$518.69
4.00%$534.71
4.25%$550.97
4.50%$567.49
4.75%$584.25
5.00%$601.24
5.25%$618.47
5.50%$635.92
5.75%$653.60
6.00%$671.50
6.25%$689.60
6.50%$707.92
6.75%$726.43
7.00%$745.14
7.25%$764.04
7.50%$783.12
7.75%$802.38
8.00%$821.82
8.25%$841.42
8.50%$861.18
8.75%$881.10
9.00%$901.18
9.25%$921.40
9.50%$941.76
9.75%$962.25
10.00%$982.88
10.25%$1,003.63
10.50%$1,024.51
10.75%$1,045.50
11.00%$1,066.60
11.25%$1,087.81
11.50%$1,109.13
11.75%$1,130.54
12.00%$1,152.05