Use the mortgage calculator to calculate the cost of buying a $139k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 139,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $139,000 house.
$139,000 Home at 2%
| 0% down | $513.77/mo |
| 5% down | $488.08/mo |
| 10% down | $462.39/mo |
| 15% down | $436.71/mo |
| 20% down | $411.02/mo |
| 25% down | $385.33/mo |
| 30% down | $359.64/mo |
| 35% down | $333.95/mo |
| 40% down | $308.26/mo |
| 45% down | $282.57/mo |
| 50% down | $256.89/mo |
$139,000 Home at 4%
| 0% down | $663.61/mo |
| 5% down | $630.43/mo |
| 10% down | $597.25/mo |
| 15% down | $564.07/mo |
| 20% down | $530.89/mo |
| 25% down | $497.71/mo |
| 30% down | $464.53/mo |
| 35% down | $431.34/mo |
| 40% down | $398.16/mo |
| 45% down | $364.98/mo |
| 50% down | $331.80/mo |
$139,000 Home at 6%
| 0% down | $833.38/mo |
| 5% down | $791.71/mo |
| 10% down | $750.04/mo |
| 15% down | $708.37/mo |
| 20% down | $666.70/mo |
| 25% down | $625.03/mo |
| 30% down | $583.36/mo |
| 35% down | $541.69/mo |
| 40% down | $500.03/mo |
| 45% down | $458.36/mo |
| 50% down | $416.69/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.