$137,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $137k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 137,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $137,000 house.
2% interest
0% down$506.38/mo
5% down$481.06/mo
10% down$455.74/mo
15% down$430.42/mo
20% down$405.10/mo
25% down$379.78/mo
30% down$354.47/mo
35% down$329.15/mo
40% down$303.83/mo
45% down$278.51/mo
50% down$253.19/mo
4% interest
0% down$654.06/mo
5% down$621.36/mo
10% down$588.65/mo
15% down$555.95/mo
20% down$523.25/mo
25% down$490.54/mo
30% down$457.84/mo
35% down$425.14/mo
40% down$392.44/mo
45% down$359.73/mo
50% down$327.03/mo
6% interest
0% down$821.38/mo
5% down$780.32/mo
10% down$739.25/mo
15% down$698.18/mo
20% down$657.11/mo
25% down$616.04/mo
30% down$574.97/mo
35% down$533.90/mo
40% down$492.83/mo
45% down$451.76/mo
50% down$410.69/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 137,000 house with a 20% down payment?
($109,600 loan. 30 year mortgage)
0.25%$316.04
0.50%$327.91
0.75%$340.07
1.00%$352.52
1.25%$365.24
1.50%$378.25
1.75%$391.54
2.00%$405.10
2.25%$418.94
2.50%$433.05
2.75%$447.43
3.00%$462.08
3.25%$476.99
3.50%$492.15
3.75%$507.57
4.00%$523.25
4.25%$539.17
4.50%$555.33
4.75%$571.73
5.00%$588.36
5.25%$605.22
5.50%$622.30
5.75%$639.60
6.00%$657.11
6.25%$674.83
6.50%$692.75
6.75%$710.86
7.00%$729.17
7.25%$747.67
7.50%$766.34
7.75%$785.19
8.00%$804.21
8.25%$823.39
8.50%$842.73
8.75%$862.22
9.00%$881.87
9.25%$901.65
9.50%$921.58
9.75%$941.63
10.00%$961.82
10.25%$982.13
10.50%$1,002.55
10.75%$1,023.10
11.00%$1,043.75
11.25%$1,064.50
11.50%$1,085.36
11.75%$1,106.31
12.00%$1,127.36