$136,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $136k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 136,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $136,000 house.
2% interest
0% down$502.68/mo
5% down$477.55/mo
10% down$452.41/mo
15% down$427.28/mo
20% down$402.15/mo
25% down$377.01/mo
30% down$351.88/mo
35% down$326.74/mo
40% down$301.61/mo
45% down$276.48/mo
50% down$251.34/mo
4% interest
0% down$649.28/mo
5% down$616.82/mo
10% down$584.36/mo
15% down$551.89/mo
20% down$519.43/mo
25% down$486.96/mo
30% down$454.50/mo
35% down$422.04/mo
40% down$389.57/mo
45% down$357.11/mo
50% down$324.64/mo
6% interest
0% down$815.39/mo
5% down$774.62/mo
10% down$733.85/mo
15% down$693.08/mo
20% down$652.31/mo
25% down$611.54/mo
30% down$570.77/mo
35% down$530.00/mo
40% down$489.23/mo
45% down$448.46/mo
50% down$407.69/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 136,000 house with a 20% down payment?
($108,800 loan. 30 year mortgage)
0.25%$313.73
0.50%$325.52
0.75%$337.59
1.00%$349.94
1.25%$362.58
1.50%$375.49
1.75%$388.68
2.00%$402.15
2.25%$415.88
2.50%$429.89
2.75%$444.17
3.00%$458.71
3.25%$473.50
3.50%$488.56
3.75%$503.87
4.00%$519.43
4.25%$535.23
4.50%$551.27
4.75%$567.55
5.00%$584.06
5.25%$600.80
5.50%$617.75
5.75%$634.93
6.00%$652.31
6.25%$669.90
6.50%$687.69
6.75%$705.67
7.00%$723.85
7.25%$742.21
7.50%$760.75
7.75%$779.46
8.00%$798.34
8.25%$817.38
8.50%$836.58
8.75%$855.93
9.00%$875.43
9.25%$895.07
9.50%$914.85
9.75%$934.76
10.00%$954.80
10.25%$974.96
10.50%$995.24
10.75%$1,015.63
11.00%$1,036.13
11.25%$1,056.73
11.50%$1,077.44
11.75%$1,098.24
12.00%$1,119.13