$135,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $135k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 135,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $135,000 house.
2% interest
0% down$498.99/mo
5% down$474.04/mo
10% down$449.09/mo
15% down$424.14/mo
20% down$399.19/mo
25% down$374.24/mo
30% down$349.29/mo
35% down$324.34/mo
40% down$299.39/mo
45% down$274.44/mo
50% down$249.49/mo
4% interest
0% down$644.51/mo
5% down$612.29/mo
10% down$580.06/mo
15% down$547.83/mo
20% down$515.61/mo
25% down$483.38/mo
30% down$451.16/mo
35% down$418.93/mo
40% down$386.71/mo
45% down$354.48/mo
50% down$322.26/mo
6% interest
0% down$809.39/mo
5% down$768.92/mo
10% down$728.45/mo
15% down$687.98/mo
20% down$647.51/mo
25% down$607.04/mo
30% down$566.58/mo
35% down$526.11/mo
40% down$485.64/mo
45% down$445.17/mo
50% down$404.70/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 135,000 house with a 20% down payment?
($108,000 loan. 30 year mortgage)
0.25%$311.42
0.50%$323.12
0.75%$335.11
1.00%$347.37
1.25%$359.91
1.50%$372.73
1.75%$385.82
2.00%$399.19
2.25%$412.83
2.50%$426.73
2.75%$440.90
3.00%$455.33
3.25%$470.02
3.50%$484.97
3.75%$500.16
4.00%$515.61
4.25%$531.30
4.50%$547.22
4.75%$563.38
5.00%$579.77
5.25%$596.38
5.50%$613.21
5.75%$630.26
6.00%$647.51
6.25%$664.97
6.50%$682.63
6.75%$700.49
7.00%$718.53
7.25%$736.75
7.50%$755.15
7.75%$773.73
8.00%$792.47
8.25%$811.37
8.50%$830.43
8.75%$849.64
9.00%$868.99
9.25%$888.49
9.50%$908.12
9.75%$927.89
10.00%$947.78
10.25%$967.79
10.50%$987.92
10.75%$1,008.16
11.00%$1,028.51
11.25%$1,048.96
11.50%$1,069.51
11.75%$1,090.16
12.00%$1,110.90