$134,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $134k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 134,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $134,000 house.
2% interest
0% down$495.29/mo
5% down$470.53/mo
10% down$445.76/mo
15% down$421.00/mo
20% down$396.23/mo
25% down$371.47/mo
30% down$346.70/mo
35% down$321.94/mo
40% down$297.17/mo
45% down$272.41/mo
50% down$247.65/mo
4% interest
0% down$639.74/mo
5% down$607.75/mo
10% down$575.76/mo
15% down$543.78/mo
20% down$511.79/mo
25% down$479.80/mo
30% down$447.82/mo
35% down$415.83/mo
40% down$383.84/mo
45% down$351.86/mo
50% down$319.87/mo
6% interest
0% down$803.40/mo
5% down$763.23/mo
10% down$723.06/mo
15% down$682.89/mo
20% down$642.72/mo
25% down$602.55/mo
30% down$562.38/mo
35% down$522.21/mo
40% down$482.04/mo
45% down$441.87/mo
50% down$401.70/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 134,000 house with a 20% down payment?
($107,200 loan. 30 year mortgage)
0.25%$309.12
0.50%$320.73
0.75%$332.63
1.00%$344.80
1.25%$357.25
1.50%$369.97
1.75%$382.96
2.00%$396.23
2.25%$409.77
2.50%$423.57
2.75%$437.63
3.00%$451.96
3.25%$466.54
3.50%$481.38
3.75%$496.46
4.00%$511.79
4.25%$527.36
4.50%$543.17
4.75%$559.21
5.00%$575.47
5.25%$591.96
5.50%$608.67
5.75%$625.59
6.00%$642.72
6.25%$660.05
6.50%$677.58
6.75%$695.30
7.00%$713.20
7.25%$731.29
7.50%$749.56
7.75%$767.99
8.00%$786.60
8.25%$805.36
8.50%$824.28
8.75%$843.34
9.00%$862.56
9.25%$881.91
9.50%$901.40
9.75%$921.01
10.00%$940.76
10.25%$960.62
10.50%$980.60
10.75%$1,000.69
11.00%$1,020.89
11.25%$1,041.19
11.50%$1,061.59
11.75%$1,082.09
12.00%$1,102.67